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Reverse Mortgage Specialists in Hendersonville, NC
Looking for a reverse mortgage specialist in Hendersonville? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Hendersonville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 10 reverse mortgage specialists in Hendersonville, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Highlands Residential Mortgage
322 S King St ste 1, Hendersonville, NC 28792
8286960780
Richard Dunkerley
101 E Allen St, Hendersonville, NC 28792
8287072801
Atlantic Bay Mortgage Group - Hendersonville, NC
117 W Barnwell St #4, Hendersonville, NC 28792
8283485803
Fairway Mortgage - Hendersonville, NC
101 E Allen St #211, Hendersonville, NC 28792
8284899601
Paula Wagner
512 N Main St, Hendersonville, NC 28792
8287778589
Patrick Hunt - Mortgage Loan Officer
203b Greenville Hwy, Hendersonville, NC 28792
8287071556
Amerifirst Home Mortgage - Hendersonville
212 S Grove St h, Hendersonville, NC 28792
8283887800
Supreme Lending - Hendersonville NC
212 S Grove St h, Hendersonville, NC 28792
8282738071
Robyn Mondin
539 N Main St, Hendersonville, NC 28792
8286918172
Movement Mortgage
475 S Church St suite 700 suite 700, Hendersonville, NC 28792
8773141499
A reverse mortgage specialist in Hendersonville, North Carolina helps homeowners aged 62 and older convert part of their home equity into tax-free funds. North Carolina law requires borrowers to complete a counseling session with a HUD-approved counselor before applying for a Home Equity Conversion Mortgage. Hendersonville professionals guide clients through this process and explain how local property values and tax rules affect loan terms.
What Does a Reverse Mortgage Specialist in Hendersonville Cost?
In North Carolina, reverse mortgage costs generally include an origination fee capped at 2 percent of the first 200,000 dollars of home value plus 1 percent of any amount above that. The upfront mortgage insurance premium is 2 percent of the appraised value, and annual premiums are 0.5 percent of the loan balance. Third-party fees such as appraisal 400 to 600 dollars, title search 300 to 500 dollars, and HUD counseling 125 to 150 dollars also apply. Total closing costs in Hendersonville typically fall between 2,500 and 7,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Hendersonville do?
A reverse mortgage specialist helps Hendersonville homeowners understand loan options, eligibility, and repayment rules. They coordinate with HUD-approved counselors and explain how North Carolina property tax deferral programs may interact with reverse mortgage proceeds.
Are there age requirements for a reverse mortgage in North Carolina?
Yes, the borrower must be at least 62 years old. For a Home Equity Conversion Mortgage insured by the Federal Housing Administration, all borrowers listed on the title must meet this age requirement under federal and North Carolina law.
What costs are involved with a reverse mortgage in Hendersonville?
Typical costs include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and counseling. Total closing costs in North Carolina often range from 2,000 to 6,000 dollars depending on the loan amount and property value.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.