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Looking for a reverse mortgage specialist in Goldsboro? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Goldsboro, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 14 reverse mortgage specialists in Goldsboro, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mary Otellio Rainier
680-682 N Spence Ave, Goldsboro, NC 27534
9199221364
Regional Finance
307 N Berkeley Blvd C, Goldsboro, NC 27534
9843081650
Atlantic Bay Mortgage Group - Goldsboro, NC
305 N Spence Ave, Goldsboro, NC 27534
9842773001
Henry Paderick
680-682 N Spence Ave, Goldsboro, NC 27534
2525211409
On Q Financial, Inc.
505-B N Spence Ave, Goldsboro, NC 27534
9199880612
Premiere Home Mortgage
1401 N Berkeley Blvd # G, Goldsboro, NC 27534
9197784856
Rob Yo the Mortgage Pro
507-B N Spence Ave, Goldsboro, NC 27534
9193228201
Eagles Mortgage Group
2711 Cashwell Dr, Goldsboro, NC 27534
9193966009
Southern Trust Mortgage - Goldsboro
808 N Berkeley Blvd, Goldsboro, NC 27534
9197027780
Movement Mortgage
680/682 N Spence Ave, Goldsboro, NC 27530
8773141499
Lindsey Zucker
2711 Cashwell Dr, Goldsboro, NC 27534
9197788114
Eagles Mortgage Group
2711 Cashwell Dr, Goldsboro, NC 27534
9193966009
Team Russo at Cornerstone Home Lending | NMLS #80535
A reverse mortgage specialist in Goldsboro North Carolina can help homeowners aged 62 and older convert part of their home equity into tax-free funds. North Carolina law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Local specialists understand the Wayne County housing market and can guide you through the FHA-insured Home Equity Conversion Mortgage process.
What Does a Reverse Mortgage Specialist in Goldsboro Cost?
Typical costs for a reverse mortgage in North Carolina include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title search and recording. Total closing costs often range from 2,000 to 8,000 dollars depending on the property value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Goldsboro?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and meet FHA property standards. North Carolina requires you to complete HUD-approved counseling before you can apply.
How does a reverse mortgage work in North Carolina?
A reverse mortgage allows you to borrow against your home equity without making monthly payments. The loan becomes due when you move out permanently, sell the home, or pass away. North Carolina law protects borrowers by requiring a three-day rescission period after closing.
Are reverse mortgage proceeds taxable in North Carolina?
Loan proceeds from a reverse mortgage are not considered income and are not subject to North Carolina state income tax. However, you must still pay property taxes and homeowners insurance. Consult a tax professional for your specific situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.