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Browse reverse mortgage specialists serving Gastonia, North Carolina. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Gastonia, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 8 reverse mortgage specialists in Gastonia, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
C&F Mortgage Corp
1325 E Garrison Blvd STE A, Gastonia, NC 28054
7048673997
Caliber Home Loans
1310 E Garrison Blvd, Gastonia, NC 28054
9802442310
Linda Hinson
1000 S New Hope Rd, Gastonia, NC 28054
7047181808
Sandra Lopez
1000 S New Hope Rd, Gastonia, NC 28054
7048229795
David Frum | E Mortgage Capital
1566 Union Rd Suite B - 5, Gastonia, NC 28054
7046915956
David Millsaps, Movement Mortgage
121 W Main Ave Suite 202, Gastonia, NC 28052
7049427640
The Johnston Mortgage Group
4633 McChesney Dr, Gastonia, NC 28056
7047472170
American Security Mortgage
1566 Union Rd, Gastonia, NC 28054
7048644444
A reverse mortgage specialist in Gastonia, North Carolina can help homeowners aged 62 and older convert home equity into tax-free funds. North Carolina requires all reverse mortgage originators to be licensed through the Nationwide Multistate Licensing System. Specialists in Gastonia guide clients through the federally insured Home Equity Conversion Mortgage program and explain local property tax implications.
What Does a Reverse Mortgage Specialist in Gastonia Cost?
Typical costs for a reverse mortgage in North Carolina include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. These costs can range from 2000 to 8000 dollars depending on the home value and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Gastonia do?
A reverse mortgage specialist helps Gastonia homeowners understand and apply for FHA-insured HECM loans. They explain eligibility, loan terms, and the mandatory counseling required by North Carolina law. The specialist also assists with the application process and coordinates with HUD-approved counselors.
Are there North Carolina rules for reverse mortgages?
Yes, North Carolina requires all reverse mortgage lenders and brokers to hold a valid mortgage loan originator license. Borrowers must complete a HUD-approved counseling session before applying. The state also mandates a three-day right of rescission after closing.
How do I choose a reverse mortgage specialist in Gastonia?
Look for a specialist who is licensed in North Carolina and has experience with HECM loans. Check their record with the North Carolina Commissioner of Banks. Ask about fees and compare loan terms from multiple providers before deciding.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.