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Mortgage Refinance Companies in Montpelier, VT

Directory of mortgage refinance companies in Montpelier, Vermont. Verify credentials with the state state mortgage licensing authority before hiring.

3 agents listed
Updated June 2026
Montpelier, VT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Vermont before hiring.
Showing 3 mortgage refinance companies in Montpelier, VT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
EastRise Credit Union
1 Bailey Ave, Montpelier, VT 05602
(802) 371-5162 eastrise.com
Vermont Community Loan Fund
7 School St, Montpelier, VT 05602
(802) 223-1448 investinvermont.org
Ava Whitcomb - M&T Bank
112 State St, Montpelier, VT 05601
(802) 777-5710 www3.mtb.com

Mortgage refinance companies in Montpelier Vermont help homeowners adjust their loan terms or lower their interest rates. Vermont law requires lenders to provide clear disclosures under the Vermont Consumer Protection Act. Local companies understand the unique property market in Washington County and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Montpelier Cost?

Typical costs for a mortgage refinance in Vermont include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title search fees of 200 to 500 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Montpelier?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Vermont lenders may also ask for a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in Vermont?
A standard refinance in Vermont usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.

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