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Find Mortgage Refinance Companies Near You in South Burlington, VT

Directory of mortgage refinance companies in South Burlington, Vermont. Verify credentials with the state mortgage licensing authority before hiring.

6 agents listed
Updated May 2026
South Burlington, VT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Vermont before hiring.
Showing 6 mortgage refinance companies in South Burlington, VT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Barb A McHenry | Fairway Independent Mortgage Corporation Loan Officer
30 Kimball Ave Suite 100, South Burlington, VT 05403
8024897172
Justin Mead
68 Randall St, South Burlington, VT 05403
8023182695
Kim Negròn
68 Randall St, South Burlington, VT 05403
8028464646
Jay Vallieres, Market Leader at Movement Mortgage, LLC
68 Randall St S, South Burlington, VT 05403
8022339917
Jeremiah Vallieres
68 Randall St S, South Burlington, VT 05403
8022304242
CMG Home Loans
68 Randall St Suite 1, South Burlington, VT 05403
8023556854

Mortgage refinance companies in South Burlington Vermont help homeowners lower their interest rate or change loan terms. Vermont law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand the Chittenden County housing market and can guide you through the process.

What Does a Mortgage Refinance Company in South Burlington Cost?

Typical costs for a mortgage refinance in Vermont include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,000. Third party costs such as credit report fees and recording fees add $100 to $300. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in South Burlington?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Vermont lenders may also require a property survey or title search.
How long does a mortgage refinance take in Vermont?
A standard refinance in Vermont usually takes 30 to 45 days from application to closing. Vermont law allows a three day rescission period after signing, so you can cancel for any reason within that time.
Are there Vermont specific rules for refinancing a mortgage?
Yes. Vermont has strict anti predatory lending laws. Lenders must verify your ability to repay. You also have the right to receive a Loan Estimate and Closing Disclosure at least three business days before closing.