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Compare mortgage refinance companies in Rutland. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Rutland, VT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Vermont before hiring.
Showing 6 mortgage refinance companies in Rutland, VT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Citizens
47 Merchants Row, Rutland, VT 05702
8027750025
Guild Mortgage - Morgan Woolf
3 Aiken Pl, Rutland, VT 05701
8023539924
Mortgage Company
3 Aiken Pl, Rutland, VT 05701
8023539924
Credit Union of Vermont: A Division of Vermont Federal Credit Union
2 S Main St, Rutland, VT 05701
8027730027
Trust Company of Vermont
23 Court St, Rutland, VT 05701
8027769400
OneMain Financial
308 Rte 7 South, Rutland, VT 05701
8027732457
A mortgage refinance company in Rutland, Vermont can help you lower your interest rate or change your loan term. Vermont law requires lenders to provide a clear disclosure of all fees and terms before closing. Local Rutland lenders understand the specific property values and market conditions in Rutland County.
What Does a Mortgage Refinance Company in Rutland Cost?
Typical costs for a mortgage refinance in Vermont include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1.5 percent of the loan amount, and title insurance costs of 500 to 1,000 dollars. Vermont also charges a mortgage recording tax of 0.23 percent of the loan amount and a property transfer tax of 0.5 percent. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Rutland Vermont?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Vermont lenders also require a property appraisal to confirm the current home value.
How long does a mortgage refinance take in Vermont?
A typical refinance in Vermont takes 30 to 45 days from application to closing. Vermont law allows a three day right of rescission after closing for most refinances.
Are there Vermont specific fees for mortgage refinancing?
Yes, Vermont charges a mortgage recording tax and a property transfer tax on refinances. These taxes are based on the loan amount and can add several hundred dollars to closing costs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Vermont.