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Find Mortgage Refinance Companies Near You in Colchester, VT

Compare mortgage refinance companies in Colchester. Review contact information and insurance categorys before you decide.

12 agents listed
Updated May 2026
Colchester, VT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Vermont before hiring.
Showing 12 mortgage refinance companies in Colchester, VT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
354 Mountain View Dr Suite 401, Colchester, VT 05446
8023992034
Mark R. Chaffee, CMP
354 Mountain View Dr #200, Colchester, VT 05446
8022385382
Karriann Poulin - Benchmark Mortgage
78 Severance Grn Suite 105, Colchester, VT 05446
8025982766
Synergy
354 Mountain View Dr #200, Colchester, VT 05446
8027346251
Guild Mortgage - Janet Knutsen
354 Mountain View Dr Suite 401, Colchester, VT 05446
8025281466
Guild Mortgage - Andy Nazarey
463 Mountain View Dr Suite 103, Colchester, VT 05446
8024487933
Guild Mortgage - Mike Malinowski
354 Mountain View Dr Suite 401, Colchester, VT 05446
8025783593
Guild Mortgage - Jeff Myers
463 Mountain View Dr Suite 103, Colchester, VT 05446
8024487931
Benchmark Mortgage
78 Severance Grn, Colchester, VT 05446
8025982766
CMG Home Loans
401 Watertower Cir #203, Colchester, VT 05446
8024901544
HomeBridge Financial Services
302 Mountain View Dr #301, Colchester, VT 05446
8028464646
New American Funding - Colchester
354 Mountain View Dr #200, Colchester, VT 05446
8029621032

Mortgage refinance companies in Colchester Vermont help homeowners lower their interest rate or change loan terms. Vermont law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Chittenden County real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Colchester Cost?

Typical mortgage refinance costs in Vermont include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1500 dollars. Closing costs often total 2% to 5% of the loan principal. These numbers are general estimates. Your actual costs will depend on your loan size, credit score, and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Colchester Vermont?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Vermont lenders may also ask for a property appraisal to confirm home value.
How long does a mortgage refinance take in Vermont?
A standard refinance in Vermont usually takes 30 to 45 days from application to closing. Vermont law allows a three day rescission period after signing for most refinances.
Are there Vermont specific rules for refinancing a home?
Yes. Vermont has strict anti predatory lending laws. Lenders must verify your ability to repay. You also have the right to cancel a refinance within three business days under federal and state law.