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Compare Mortgage Refinance Companies in St. George, UT

Directory of mortgage refinance companies in St. George, Utah. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
St. George, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 20 mortgage refinance companies in St. George, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Staples Group at Sun American Mortgage
241 W Tabernacle St Suite 101, St. George, UT 84770
(435) 216-3081 staplesgroupmortgage.com
People's Home Mortgage
619 S Bluff St tower 1 suite 101, St. George, UT 84770
(435) 773-7606 peoplesmtg.com
Gold Star Mortgage - St. George
20 N Main St #205, St. George, UT 84770
(435) 216-7544 teamsleskgoldstar.com
First Colony Mortgage St George Branch
1224 S River Rd Suite B201, St. George, UT 84790
(435) 673-6006 firstcolonymortgage.com
Heritage Reverse Mortgage
1060 S Main St Suite 101B, St. George, UT 84770
(435) 359-9000 heritagereversemortgage.com
Scott Gibson | Intercap Lending, Inc.
1085 S Bluff St Suite 200, St. George, UT 84770
(435) 619-8080 intercaplending.com
Mortgage HQ
1575 S River Rd, St. George, UT 84790
(435) 216-9494 mymortgagehq.com
Academy Mortgage St. George
320 E 600 S, St. George, UT 84770
(435) 767-1704 branches.guildmortgage.com
Guild Mortgage - Chantry Abbott
1224 S River Rd Suite A102, St. George, UT 84790
(435) 674-1090 branches.guildmortgage.com
Shaun Russon at CrossCountry Mortgage
63 S 300 E Suite #202, St. George, UT 84770
(435) 469-1226 crosscountrymortgage.com
Intercap Lending- AJ Molina, Mortgage Specialist
1085 S Bluff St Suite 200, St. George, UT 84770
(435) 773-7758 applywithaj.com
Geralann Tabet
1575 S River Rd, St. George, UT 84790
(435) 619-2452 mortgage.snmc.com
Patriot Home Mortgage
619 S Bluff St tower 2 ste 1b, St. George, UT 84770
(855) 552-8548 patriothomemortgage.com
Epic Home Mortgage
136 N 100 E Suite 8, St. George, UT 84770
(801) 532-4305 epichomemortgage.com
Utah Mortgage
321 N Mall Dr R, St. George, UT 84790
(801) 903-2993 myutahmortgage.com
Guild Mortgage - Debbie Hartman
1224 S River Rd Suite A102, St. George, UT 84790
(435) 674-1090 branches.guildmortgage.com
Platinum Mortgage Inc
352 E Riverside Dr A-5, St. George, UT 84790
(435) 229-2156 lendingutah.com
New American Funding - St George
162 N 400 E BLDG C, Ste 205, St. George, UT 84770
(435) 673-3972 newamericanfunding.com
Sun American Mortgage - Joule Plaza
241 W Tabernacle St, St. George, UT 84770
(435) 216-1806 sunamericanstgeorge.com
Veritas Funding - St. George | Home Loans and Refinance
43 S 100 E Ste 200, St. George, UT 84770
(435) 772-8155 vfund.com

A mortgage refinance company in St. George Utah can help you lower your rate or change your loan term. Utah law requires all mortgage lenders to be licensed through the Utah Department of Financial Institutions. Local St. George lenders understand the unique housing market in Washington County.

What Does a Mortgage Refinance Company in St. George Cost?

Typical costs for a mortgage refinance in St. George Utah include an appraisal fee of 400 to 600 dollars, title insurance of 500 to 800 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Total closing costs often range from 2,000 to 5,000 dollars for a standard refinance. These costs can vary based on loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in St. George Utah?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Utah lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Utah?
A standard refinance in Utah usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer.
Are there Utah specific laws about refinance fees?
Yes. Utah law limits prepayment penalties on residential mortgages. Lenders must disclose all fees in a Loan Estimate within three business days of your application.