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Compare Mortgage Refinance Companies in Clearfield, UT

Browse mortgage refinance companies serving Clearfield, Utah. Contact information and addresses listed below.

12 agents listed
Updated May 2026
Clearfield, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 12 mortgage refinance companies in Clearfield, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Steve Wilcox - Fulcrum Home Loans
1412 Legend Hills Dr Suite 130, Clearfield, UT 84015
8016281651
Guild Mortgage Company
938 University Park Blvd #200, Clearfield, UT 84015
8018962071
Utah Independent Mortgage Corp - NMLS #1795032
1785 Legend Hills Dr Suite 370, Clearfield, UT 84015
8019232161
Cornerstone Home Lending - The Tim Hawkes Team
1725 E 1450 S, Clearfield, UT 84015
8018207620
Lift Home Lending
466 N Main St Suite #204, Clearfield, UT 84015
3855577525
First Colony Mortgage Clearfield Branch
1795 E 1450 S #200, Clearfield, UT 84015
8016582111
Fairway Independent Mortgage Corporation | Clearfield UT Branch
1436 S Legend Hls Dr #320, Clearfield, UT 84015
8013162355
Guild Mortgage - Brett Mills
938 University Park Blvd, Clearfield, UT 84015
8016286771
Graystone Mortgage, LLC
1366 Legend Hills Dr #180, Clearfield, UT 84015
8014449133
Courtney Tillotson - Mortgage Loan Officer NMLS #1894910
938 University Park Blvd, Clearfield, UT 84015
8014365030
Utah Mortgage Loan Corporation
1436 Legend Hills Dr # 110, Clearfield, UT 84015
8015614700
Utah Independent Mortgage Corp
1785 Legend Hills Dr Suite 370, Clearfield, UT 84015
8019232161

A mortgage refinance company in Clearfield, Utah helps homeowners replace their existing home loan with a new one. Utah law requires lenders to provide a Loan Estimate within three business days of application. Clearfield residents may refinance to lower their interest rate, change loan terms, or access home equity.

What Does a Mortgage Refinance Company in Clearfield Cost?

Typical costs for a mortgage refinance in Utah include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1.5 percent of the loan amount, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This information is general and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Clearfield Utah?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Utah lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Utah?
A standard refinance in Utah usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Utah-specific rules for refinancing?
Yes, Utah law requires lenders to disclose all fees and terms clearly. Utah also has a three-day right of rescission for most refinances, allowing you to cancel without penalty.