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Mortgage Refinance Companies in Cottonwood Heights, UT
Directory of mortgage refinance companies in Cottonwood Heights, Utah. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Cottonwood Heights, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 20 mortgage refinance companies in Cottonwood Heights, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Direct Rate Home Loans, Inc.
6985 S Union Park Center #150, Cottonwood Heights, UT 84047
8015062700
Matt Barrett | Intercap Lending, Inc.
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
8018973222
Missy Fuller | Intercap Lending, Inc.
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
8018987353
Marylee Gilchrist at CrossCountry Mortgage
6925 S Union Park Center #120, Cottonwood Heights, UT 84047
8018986784
Mark Moyes Team | Intercap Lending
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
8019990886
Brady Beyer Mortgage Consultant | Intercap Lending, Inc.
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
8014148691
Brian Kesler | Fairway Mortgage
6965 S Union Park Center #140, Cottonwood Heights, UT 84121
8012305464
United First Mortgage
7351 South Union Park Ave Suite 225, Cottonwood Heights, UT 84093
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
8013306724
Direct Rate Home Loans - Dante Esquibel
6985 S Union Park Center #150, Cottonwood Heights, UT 84047
8018199748
Eric Simonson | Intercap Lending, Inc.
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
8018080273
Fairway Independent Mortgage Corporation
6955 S Union Park Center # 370, Cottonwood Heights, UT 84047
3853552144
Cottonwood Lending Group
2825 E Cottonwood Pkwy Ste .500, Ofc# 578, Cottonwood Heights, UT 84121
8017067354
Inspiro Financial
6925 S Union Park Center Suite 150, Cottonwood Heights, UT 84047
8015096400
American Pacific Mortgage
1225 E, Fort Union Blvd #100, Cottonwood Heights, UT 84047
8019171280
Angie Martinez | Intercap Lending
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
8018644199
Approved Home Loans
7135 S Highland Dr STE 202, Cottonwood Heights, UT 84121
8018999191
Bluefish Home Loans, Mortgage Broker
6322 S 3000 E STE 110, Cottonwood Heights, UT 84121
8019162221
Ascension Mortgage Brokers, Inc.
3462 Tree Farm Ln, Cottonwood Heights, UT 84121
8015483654
The Spectre Mortgage Team at Direct Rate Home Loans
6985 S Union Park Center #150, Cottonwood Heights, UT 84047
8017595201
Mortgage refinance companies in Cottonwood Heights Utah help homeowners replace their existing home loan with a new one often to lower the interest rate or change the loan term. Utah law requires lenders to provide a Loan Estimate within three business days of application under the Truth in Lending Act. Local companies understand the unique real estate market in Salt Lake County and can guide you through the process.
What Does a Mortgage Refinance Company in Cottonwood Heights Cost?
Typical costs for refinancing in Utah include an origination fee of 0.5% to 1% of the loan amount an appraisal fee of 400 to 700 dollars and title insurance which can range from 500 to 1500 dollars. Closing costs generally total 2% to 5% of the loan principal. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Cottonwood Heights?
You typically need pay stubs tax returns bank statements and a recent mortgage statement. Utah lenders may also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Utah?
A standard refinance in Utah usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or underwriting requires additional information.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.