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Find Mortgage Refinance Companies Near You in Farmington, UT

Directory of mortgage refinance companies in Farmington, Utah. Verify credentials with the state state mortgage licensing authority before hiring.

8 agents listed
Updated June 2026
Farmington, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 8 mortgage refinance companies in Farmington, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Utah First Credit Union
1155 Park Ln, Farmington, UT 84025
(801) 320-2600 utahfirst.com
CFG Home Loans
810 Shepard Ln Suite 100, Farmington, UT 84025
(801) 298-5887 cfghomeloans.com
Intercap Lending: Emilie Jensen
686 N Arbinger Wy Ste 101, Farmington, UT 84025
(801) 458-3055 intercaplending.com
Intercap Lending: Andrea Roylance
686 N Arbinger Wy Suite 110, Farmington, UT 84025
(801) 664-3460 intercaplending.com
US Bank Mortgage
1316 US-89, Farmington, UT 84025
(801) 451-8349 usbank.com
Chase Mortgage
100 N Station Pkwy, Farmington, UT 84025
(801) 451-0735 chase.com
Intercap Lending | Farmington Branch
686 N Arbinger Wy Suite 110, Farmington, UT 84025
(801) 458-3055 intercaplending.com
All Points Mortgage
310 Park Ln #110, Farmington, UT 84025
(888) 339-9394

Mortgage refinance companies in Farmington Utah help homeowners adjust their loan terms or lower their interest rates. Utah law requires lenders to provide a Loan Estimate within three business days of application. Local Farmington lenders understand Davis County property values and can guide you through the process.

What Does a Mortgage Refinance Company in Farmington Cost?

Typical costs for mortgage refinance in Utah include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Third party costs like recording fees in Davis County are usually 50 to 150 dollars. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing a mortgage in Farmington Utah?
The refinance process in Utah usually takes 30 to 45 days from application to closing. Utah law gives you a three-day right of rescission after signing. Delays can occur if an appraisal or title work takes longer.
Are there Utah specific rules for mortgage refinance disclosures?
Yes, Utah follows the federal Truth in Lending Act and Real Estate Settlement Procedures Act. Lenders must give you a Loan Estimate and a Closing Disclosure. Utah also requires lenders to be licensed through the Nationwide Multistate Licensing System.