Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 3 mortgage refinance companies in Saratoga Springs, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alex Thompson - Mortgage Loan Officer - Mountain America Credit Union
25 Crossroads Blvd, Saratoga Springs, UT 84045
3854791914
Kevin Flint Mortgage Team - Loan Officer Powered by UMortgage
66 E Garibaldi Wy, Saratoga Springs, UT 84045
3852148139
Mountain Point Mortgage
87 N Desert Sage Cir, Saratoga Springs, UT 84045
4357033800
What Does a Mortgage Refinance Company in Saratoga Springs Cost?
Typical costs for refinancing a mortgage in Utah include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance around $1,000 to $2,000. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary based on loan size, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Saratoga Springs Utah?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Utah lenders may also require a property appraisal to confirm home value. Specific requirements vary by lender and loan type.
How long does a mortgage refinance take in Utah?
A typical refinance in Utah takes 30 to 45 days from application to closing. Utah law does not set a specific timeline, but lenders must follow federal disclosure rules. Delays can occur if the appraisal or title work takes longer.
Are there Utah specific laws that affect mortgage refinancing?
Utah follows federal lending laws but also has its own usury limits and foreclosure rules. Utah Code Title 70C regulates consumer credit transactions. Refinancing does not reset the statute of limitations on debt collection under Utah law.