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Compare mortgage refinance companies in Sandy. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Sandy, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 18 mortgage refinance companies in Sandy, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Citywide Home Loans
9785 Monroe St #200, Sandy, UT 84070
8017470200
Adam West Mortgage Team - Powered by UMortgage
11573 Oakshire Ln, Sandy, UT 84092
8017263662
Alliance Lending Services
9730 S 700 E Ste.101, Sandy, UT 84070
8012556582
SelectRate Mortgage
10150 Centennial Pkwy Suite 120, Sandy, UT 84070
8017367776
American Home Loans
8750 Harrison St, Sandy, UT 84070
8012622221
Independent Home Loans, LLC
9557 S 700 E # 200, Sandy, UT 84070
8014213373
Momentum Loans
9785 Monroe St #200, Sandy, UT 84070
8019215696
Mortgage Solutions LLC
11470 S 1320 E, Sandy, UT 84092
8019154731
United First Mortgage - Jillian Brady
7351 Union Park Ave Suite 225, Sandy, UT 84093
8014507781
First Rate Home Loans
7985 S 700 E, Sandy, UT 84070
8014412350
Dan Mabey - Bank of Utah Reverse Mortgage Specialist
9320 S State St, Sandy, UT 84070
8014095155
Mortgage Financial Group
11175 State St, Sandy, UT 84070
8016799630
ClearPath Utah Mortgage
10168 S 2505 E, Sandy, UT 84092
8018911846
Sandy, UT
9017 S Riverside Dr Ste. 100, Sandy, UT 84070
8016796809
Canyons Mortgage
9137 Monroe Plaza Way STE D, Sandy, UT 84070
8014434733
Creekview Mortgage Inc
7370 Creek Rd #103, Sandy, UT 84093
8015625322
Provident Financing Group
1713 Sandys Grv Ln, Sandy, UT 84092
8016512758
Brandon Brady- United First Mortgage
7351 S, Union Park Ave Suite 225, Sandy, UT 84093
8019495193
Mortgage refinance companies in Sandy Utah help homeowners adjust their loan terms or lower their interest rates. Utah law requires lenders to provide a Loan Estimate within three business days of application. Local Sandy residents often refinance to take advantage of changing market conditions or to switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Sandy Cost?
Typical costs for refinancing a mortgage in Sandy Utah include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Sandy Utah?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Utah lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Utah?
A typical refinance in Utah closes in 30 to 45 days. Delays can occur if the appraisal or title search takes extra time.
Are there Utah specific laws for mortgage refinancing?
Utah follows federal Truth in Lending Act rules and requires lenders to disclose all fees upfront. Utah also has a three day right of rescission for most refinances, meaning you can cancel within three business days after signing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.