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Find Mortgage Refinance Companies Near You in Orem, UT

Browse mortgage refinance companies serving Orem, Utah. Contact information and addresses listed below.

19 agents listed
Updated June 2026
Orem, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 19 mortgage refinance companies in Orem, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Colony Mortgage
508 W 800 N, Orem, UT 84057
(801) 226-7456 firstcolonymortgage.com
Superior Lending Associates: Jeremy Plouzek Lending Manager
813 N 900 W, Orem, UT 84057
(801) 830-0083 itrustjeremy.com
SecurityNational Mortgage Company
998 N 1200 W #104, Orem, UT 84057
(385) 484-7200 mortgage.snmc.com
Security Home Mortgage
576 S State St, Orem, UT 84058
(801) 764-0111 securityhomemortgage.com
First Colony Mortgage Center Street Branch
130 W Center St, Orem, UT 84057
(801) 437-4577 firstcolonymortgage.com
Superior Lending Associates
813 N 900 W, Orem, UT 84057
(801) 235-0929 superiorlending.net
A-Team - Austin Ingersoll - SecurityNational Mortgage Company
998 N 1200 W #104, Orem, UT 84057
(801) 860-9307 mortgage.snmc.com
Taylor Wright - SecurityNational Mortgage Company
998 N 1200 W #104, Orem, UT 84057
(801) 300-4032 mortgage.snmc.com
Sawyer Cook Mortgage - Security Home Mortgage
576 S State St, Orem, UT 84057
(385) 539-7692 sawyercookmortgage.com
Econ Mortgage
504 W 800 N Suite 164, Orem, UT 84057
(385) 258-3588 econmortgage.com
Matt Oeding - Superior Lending Associates, LC
813 N 900 W, Orem, UT 84057
(801) 318-3701 superiorlending.net
First Colony Mortgage
998 1200 W, Orem, UT 84057
(801) 854-1156
Robin Rhoads, Loan Officer nmls#1959663 @ American Pacific Mortgage
384 Center St, Orem, UT 84057
(385) 329-9700
Private Money Utah
560 S State St F-1C, Orem, UT 84058
(435) 565-1768 privatemoneyutah.com
Ares Mortgage LLC
998 N 1200 W, Orem, UT 84057
(833) 239-5237 aresmortgage.com
Randy Davis | Intercap Lending, Inc.
813 N 900 W, Orem, UT 84057
(801) 472-6802 intercaplending.com
Superior Lending Associates. LC: Logan Johnston
813 N 900 W, Orem, UT 84057
(801) 885-1889 superiorlending.net
Veritas Funding-Orem | Home Loans and Refinance
358 W Center St, Orem, UT 84057
(801) 937-9333 vfund.com
Preferred Mortgage Inc
1145 S 800 E STE 101, Orem, UT 84097
(801) 599-9060 lanalesser.com

Mortgage refinance companies in Orem Utah help homeowners lower their interest rates or change loan terms. Utah law requires lenders to provide a Loan Estimate within three business days of application. Local Orem companies understand the Wasatch Front housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Orem Cost?

Typical costs for refinancing a mortgage in Utah range from 2 percent to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,500 dollars, and lender origination fees of 0.5 to 1 percent. Utah charges a mortgage recording tax of about 0.18 percent of the loan amount. Costs vary by loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Orem Utah?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Utah lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Utah?
Most refinances close in 30 to 45 days. Utah law does not set a specific timeline, but lenders must provide a Closing Disclosure at least three business days before closing.
Can I refinance a mortgage with bad credit in Orem Utah?
Yes, but you may face higher interest rates. Utah lenders follow federal guidelines, and a credit score below 620 can make approval harder. Some programs like FHA refinance allow lower scores.