Mortgage Refinance Companies in North Myrtle Beach, SC
Browse mortgage refinance companies serving North Myrtle Beach, South Carolina. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of South Carolina before hiring.
Showing 6 mortgage refinance companies in North Myrtle Beach, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in North Myrtle Beach South Carolina help homeowners lower their rate or change loan terms. South Carolina law requires lenders to provide a Loan Estimate within three business days of application. Local refinance options include conventional loans FHA loans and VA loans for eligible veterans.
What Does a Mortgage Refinance Company in North Myrtle Beach Cost?
Typical costs for a mortgage refinance in South Carolina range from 2 percent to 5 percent of the loan amount. This includes lender fees appraisal fees title insurance and the state documentary stamp tax of 0.37 percent. For a 200000 dollar loan closing costs might be 4000 to 10000 dollars. Costs vary by loan type lender and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in North Myrtle Beach?
You typically need pay stubs tax returns bank statements and a photo ID. South Carolina lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in South Carolina?
A standard refinance in South Carolina takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Are there South Carolina laws that affect refinance closing costs?
Yes South Carolina charges a documentary stamp tax of 0.37 percent on the mortgage amount. This tax is paid at closing and is separate from lender fees.