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Compare Mortgage Refinance Companies in Columbia, SC
Compare mortgage refinance companies in Columbia. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Columbia, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 20 mortgage refinance companies in Columbia, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heath Goodrich Lending Team
1519 Richland St, Columbia, SC 29201
8033618021
New American Funding - Craig Johnson
717 Lady St Suite H, Columbia, SC 29201
8034200068
Guild Mortgage - Lauren Sawyer Foster
1751 St Julian Pl, Columbia, SC 29204
8033913535
New American Funding - Columbia, SC
717 Lady St Suite H, Columbia, SC 29201
8032191999
Guild Mortgage - Lamont Watson
One Harbison Way STE 110, Columbia, SC 29212
8035676680
Cain Mortgage Team
2717 Devine St, Columbia, SC 29205
8032619267
Guild Mortgage - Heyward Cathcart
1751 St Julian Pl, Columbia, SC 29204
8033913546
Aaron Simmons at First Heritage Mortgage, LLC
100 Executive Center Dr Ste 100, Columbia, SC 29210
8042922089
Mortgage Options, Inc.
6140 St Andrews Rd, Columbia, SC 29212
8037325787
PrimeLending, A PlainsCapital Company - Columbia SC
1703 Gervais St, Columbia, SC 29201
8032347322
Chad Kurtz
9450 Two Notch Rd, Columbia, SC 29223
8034661448
Guild Mortgage - Jason Burns
1122 Barnwell St, Columbia, SC 29201
8032107999
The Cheer Lender - NMLS# 2188462
2231 Devine St Unit 202, Columbia, SC 29205
8032002615
Megga Marq Mortgage LLC
1122 Lady St Suite 222, Columbia, SC 29201
8032002764
Midland Mortgage Corporation
1500 Richland St #2611, Columbia, SC 29201
8037651680
Gulfstream Mortgage
3101 Carlisle St Suite 105, Columbia, SC 29205
8037710080
Guild Mortgage - Owen Edwards
1122 Barnwell St, Columbia, SC 29201
8033913531
Foundation Mortgage Corporation
2330 Devine St, Columbia, SC 29205
8037654522
Golden Gate Mortgage
3102 Millwood Ave, Columbia, SC 29205
8037882880
Erica Hill West | Stockton Mortgage
1122 Lady St, Columbia, SC 29201
8035285019
A mortgage refinance company in Columbia South Carolina helps homeowners replace their existing home loan with a new one. South Carolina law allows for a statutory right of rescission within three business days after closing for most refinances. Local lenders are familiar with Richland County property records and the state specific recording fees required for the new mortgage.
What Does a Mortgage Refinance Company in Columbia Cost?
Typical costs for a mortgage refinance in Columbia South Carolina include an appraisal fee of 400 to 600 dollars, a title search and insurance policy costing 500 to 800 dollars, and lender origination fees of 0.5 to 1.0 percent of the loan amount. South Carolina charges a mortgage recording fee of 0.30 per 100 dollars of the loan amount and a documentary stamp tax of 0.15 per 100 dollars. Total closing costs often range from 2000 to 5000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Columbia SC?
You typically need pay stubs, tax returns, bank statements, and a copy of your current mortgage note. South Carolina also requires a property survey or an affidavit of survey waiver for the new loan.
How long does a mortgage refinance take in South Carolina?
A standard refinance in Columbia usually takes 30 to 45 days from application to closing. Delays can occur if the title search reveals liens or if the appraisal is slow.
Are there South Carolina specific fees for refinancing?
Yes you must pay South Carolina recording fees which are based on the loan amount. There is also a state documentary stamp tax on the new mortgage note. These fees vary by county but are typically a few hundred dollars.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.