Find Mortgage Refinance Companies Near You in Duncan, SC
Directory of mortgage refinance companies in Duncan, South Carolina. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of South Carolina before hiring.
Showing 2 mortgage refinance companies in Duncan, SC
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Mortgage refinance companies in Duncan South Carolina help homeowners adjust their loan terms or lower their interest rates. South Carolina law requires lenders to provide a Good Faith Estimate within three days of application. Local refinance services can guide you through the process and explain state-specific rules.
What Does a Mortgage Refinance Company in Duncan Cost?
Typical costs for a mortgage refinance in South Carolina include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Duncan SC?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. South Carolina lenders may also require a property appraisal. Having these ready can speed up the application process.
How long does a mortgage refinance take in South Carolina?
A standard refinance in South Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender will provide a timeline estimate.
Are there South Carolina laws that affect mortgage refinancing?
Yes, South Carolina has a 3-day right of rescission for most refinances, meaning you can cancel within three business days after signing. The state also requires lenders to disclose all fees upfront. These rules protect borrowers.