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Showing 2 mortgage refinance companies in Duncan, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Founders Federal Credit Union
716 E Main St, Duncan, SC 29334
8008451614
New American Funding - Michael O'Neill
155 Childrens Way, Duncan, SC 29334
8647351353
What Does a Mortgage Refinance Company in Duncan Cost?
Typical costs for a mortgage refinance in South Carolina include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Duncan SC?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. South Carolina lenders may also require a property appraisal. Having these ready can speed up the application process.
How long does a mortgage refinance take in South Carolina?
A standard refinance in South Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender will provide a timeline estimate.
Are there South Carolina laws that affect mortgage refinancing?
Yes, South Carolina has a 3-day right of rescission for most refinances, meaning you can cancel within three business days after signing. The state also requires lenders to disclose all fees upfront. These rules protect borrowers.