Mortgage Refinance Companies in Charleston, SC
Compare mortgage refinance companies in Charleston. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of South Carolina before hiring.
Showing 20 mortgage refinance companies in Charleston, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Charleston Cost?
Typical costs for a mortgage refinance in South Carolina range from 2 percent to 5 percent of the loan amount. This includes an appraisal fee of 400 to 600 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees. South Carolina also charges a mortgage recording tax of 0.26 percent of the loan amount. Costs vary by case. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
How long does a mortgage refinance take in Charleston?
A typical refinance in South Carolina takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if documentation is incomplete. Your lender will provide a timeline estimate.
What documents are needed to refinance in South Carolina?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. South Carolina also requires a property survey in some cases. Your lender will give you a full list.
Are there South Carolina laws that affect refinancing?
South Carolina has no state specific refinance restrictions beyond federal rules. However the state does require a mortgage recording tax and deed recording fees. These costs vary by county and loan amount.