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Find Mortgage Refinance Companies in North Charleston, SC

Compare mortgage refinance companies in North Charleston. Review contact information and insurance categorys before you decide.

14 agents listed
Updated May 2026
North Charleston, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 14 mortgage refinance companies in North Charleston, SC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home Loans Inc: Jason Sharon, Mortgage Broker
2557 Ashley Phosphate Rd, North Charleston, SC 29418
8435697283
NACA
7301 Rivers Ave Suite 140, North Charleston, SC 29406
8435560497
Peoples Bank Mortgage and SBA Loans
4401 Belle Oaks Dr #210, North Charleston, SC 29405
8436066058
Lending with Mark
2557 Ashley Phosphate Rd, North Charleston, SC 29418
8437435727
World Finance
4118 Rivers Ave, North Charleston, SC 29405
8437222966
AmeriCash Loans - North Charleston
5635 Rivers Ave, North Charleston, SC 29406
8433086616
Mariner Finance
6185 Rivers Ave Suite D-1, North Charleston, SC 29406
8437474001
Consistent Capital
3427 W Montague Ave Suite 1, North Charleston, SC 29418
8436313269
Jay Ingram - Home Loans Inc. - Jay Ingram, Mortgage Broker
2557 Ashley Phosphate Rd, North Charleston, SC 29418
8437145195
Otter Mortgage Team powered by Edge Home Finance
4214 Domino Ave suite D, North Charleston, SC 29405
8435573926
Motto Mortgage Thrives
1042 E Montague Ave Suite G2, North Charleston, SC 29405
8439007212
Bullard Mortgage Group
2557 Ashley Phosphate Rd, North Charleston, SC 29418
8432614850
Mortgage Matchmaker | Rima Garrett, Mortgage Broker
2557 Ashley Phosphate Rd, North Charleston, SC 29418
8432592609
Joseph Zomer Mortgage
2557 Ashley Phosphate Rd, North Charleston, SC 29418
8434081365

Mortgage refinance companies in North Charleston South Carolina help homeowners lower their interest rates or change loan terms. South Carolina law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local companies understand the Charleston area real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in North Charleston Cost?

Typical costs for a mortgage refinance in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,200 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in North Charleston?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. South Carolina lenders also require a copy of your current mortgage statement and a photo ID.
How long does a mortgage refinance take in South Carolina?
A typical refinance in South Carolina takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title search is needed.