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Find Mortgage Refinance Companies Near You in Hilton Head Island, SC
Compare mortgage refinance companies in Hilton Head Island. Review contact information and insurance categorys before you decide.
13 agents listed
Updated May 2026
Hilton Head Island, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 13 mortgage refinance companies in Hilton Head Island, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Northpoint Mortgage, Inc.
1000 William Hilton Pkwy #205, Hilton Head Island, SC 29928
8436845015
Bryon Mallernee - Union Home Mortgage - NMLS 131465
52 New Orleans Rd Suite 202, Hilton Head Island, SC 29928
2692240546
Aaron Benton | Northpoint Mortgage | NMLS 1717095
1000 William Hilton Pkwy, Hilton Head Island, SC 29928
8435055623
William Ogrady
23 B Shelter Cove Ln Suite 100-A, Hilton Head Island, SC 29928
8773141499
Guild Mortgage - Doug Wall
800 Main St Suite 201-j, Hilton Head Island, SC 29926
6308803954
Union Home Mortgage
52 New Orleans Rd, Hilton Head Island, SC 29928
8032519748
Jon Yellon Mortgage - East Coast Capital
2 Park Ln Suite 201, Hilton Head Island, SC 29928
6462693954
Tanner Ware | Northpoint Mortgage | NMLS 278238
1000 William Hilton Pkwy Suite 205, Hilton Head Island, SC 29928
8434223044
Hilton Head Mortgage
7 Shelter Cove Ln, Hilton Head Island, SC 29928
8665612828
Movement Mortgage Matt Topping/Kieron O'Grady
23 B Shelter Cove Ln Suite 100-A, Hilton Head Island, SC 29928
8773141499
Revolution Mortgage
22 Bow Cir # C, Hilton Head Island, SC 29928
8436049550
Catherine Oomens - Mortgage Loan Officer
62 New Orleans Rd, Hilton Head Island, SC 29938
8433840527
Southeast Mortgage
22 Bow Cir # C, Hilton Head Island, SC 29928
8003448788
Mortgage refinance companies in Hilton Head Island South Carolina help homeowners lower their interest rate or change loan terms. South Carolina law does not require a specific waiting period to refinance but lenders often follow federal guidelines. Local lenders are familiar with Beaufort County property values and coastal insurance requirements.
What Does a Mortgage Refinance Company in Hilton Head Island Cost?
Typical costs for a mortgage refinance in South Carolina range from 2 percent to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars title insurance of 500 to 1500 dollars and lender origination fees of 0.5 to 1 percent. South Carolina charges a documentary stamp tax of 0.37 cents per 100 dollars of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Hilton Head Island?
You typically need recent pay stubs tax returns bank statements and a copy of your homeowners insurance policy. South Carolina law requires a property survey or title search for most refinances.
How long does a mortgage refinance take in South Carolina?
A standard refinance in South Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the property is in a flood zone or if additional title work is needed.
Are there South Carolina tax benefits for refinancing a mortgage?
South Carolina allows a state income tax deduction for mortgage interest paid on a primary residence. Refinancing does not change this deduction but you should consult a tax professional for your specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.