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Find Mortgage Refinance Companies Near You in Sparks, NV

Compare mortgage refinance companies in Sparks. Review contact information and insurance categorys before you decide.

15 agents listed
Updated June 2026
Sparks, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Nevada before hiring.
Showing 15 mortgage refinance companies in Sparks, NV Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Debra Secord
3150 Vista Blvd Suite 102, Sparks, NV 89436
(775) 360-7037 branches.guildmortgage.com
Jillian Heuer
4858 Sparks Blvd # 100, Sparks, NV 89436
(775) 771-5002 lo.primelending.com
Guild Mortgage - Jennifer Fiore
3150 Vista Blvd Suite 102, Sparks, NV 89436
(775) 338-5059 branches.guildmortgage.com
Guild Mortgage - Tasha Hastings
3150 Vista Blvd Suite 102, Sparks, NV 89436
(775) 360-7039 branches.guildmortgage.com
Guild Mortgage -Sheila Cervantes
3150 Vista Blvd Suite 102, Sparks, NV 89436
(775) 386-6149 branches.guildmortgage.com
PrimeLending, A PlainsCapital Company - Sparks
4858 Sparks Blvd # 100, Sparks, NV 89436
(775) 335-1801 lo.primelending.com
Premier Mortgage Resources, LLC | Sparks
1025 Roberta Ln, Sparks, NV 89431
(775) 288-1016 pmrloans.com
Cheryl Dresen, NMLS 176519, PrimeLending
4858 Sparks Blvd, Sparks, NV 89436
(775) 233-4470 lo.primelending.com
Chris Handy – Certified Reverse Mortgage Professional
4894 Sparks Blvd #111, Sparks, NV 89436
(775) 777-5669 rmforseniors.com
Guild Mortgage Company
3150 Vista Blvd Suite 102, Sparks, NV 89436
(775) 221-8740 branches.guildmortgage.com
Cornerstone First Mtg -Randy Zachary / Reverse Mortgage Specialist
4884 Sparks Blvd #100, Sparks, NV 89436
(775) 387-0008 cfmtg.com
Greater Nevada Mortgage
1101 Los Altos Pkwy, Sparks, NV 89436
(775) 888-6999 greaternevadamortgage.com
Jennifer Nichols
1311 N McCarran Blvd #102, Sparks, NV 89431
(877) 314-1499
US Bank Mortgage
2858 Vista Blvd, Sparks, NV 89434
(775) 331-3970 usbank.com
US Bank Mortgage
142 Los Altos Pkwy, Sparks, NV 89436
(800) 872-2657 usbank.com

Mortgage refinance companies in Sparks, Nevada help homeowners adjust their loan terms, lower interest rates, or access equity. Nevada law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand the Sparks real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Sparks Cost?

Typical costs for mortgage refinance in Sparks, Nevada include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $800 to $1,500. Other fees may include credit report charges and recording fees. Total closing costs often range from 2% to 5% of the loan principal. This information is general and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Sparks Nevada?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Nevada lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Sparks Nevada?
A standard refinance in Nevada usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes extra time.
Are there Nevada laws that affect mortgage refinancing?
Yes, Nevada Revised Statutes Chapter 645B regulates mortgage brokers and lenders. Borrowers have a three-day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing.

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