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Find Mortgage Refinance Companies in Elko, NV

Looking for a mortgage refinance company in Elko? Review the directory below to compare your options.

9 agents listed
Updated May 2026
Elko, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nevada before hiring.
Showing 9 mortgage refinance companies in Elko, NV Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Tara Gonzalez
905 Railroad St #201, Elko, NV 89801
7752994290
Arbor Financial Group - Ryan Bradshaw
321 5th St Suite 210 & 212, Elko, NV 89801
7753972001
Guild Mortgage - Morgan Lozano
905 Railroad St #201, Elko, NV 89801
7752994291
Guild Mortgage Company
905 Railroad St Suite 201, Elko, NV 89801
7752994290
Guild Mortgage - Hailee Simpson
905 Railroad St #201, Elko, NV 89801
7752994290
Amanda Bravo Mortgage Group
905 Railroad St #201, Elko, NV 89801
7754010633
Greater Nevada Mortgage
905 Railroad St #203, Elko, NV 89801
7757483011
Lorena Lissolo - Movement Mortgage
171 W Silver St Ste 100, Elko, NV 89801
8773141499
Movement Mortgage
429 Court St #1, Elko, NV 89801
8773141499

Mortgage refinance companies in Elko Nevada help homeowners lower their interest rate or change loan terms. Nevada law requires lenders to provide a Loan Estimate within three business days of application. Local Elko lenders understand the unique housing market in northeastern Nevada.

What Does a Mortgage Refinance Company in Elko Cost?

Typical costs for a mortgage refinance in Nevada include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,200. Closing costs in Elko generally range from $2,000 to $5,000 depending on loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Elko Nevada?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Nevada lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Nevada?
A standard refinance in Nevada usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.