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Showing 3 mortgage refinance companies in Gardnerville, NV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mark Clore-U.S. Bank Mortgage
1503 U.S. Hwy 395 N Ste J, Gardnerville, NV 89410
7755523931
US Bank Mortgage
1525 U.S. Hwy 395 N, Gardnerville, NV 89410
8008722657
Finance of America Mortgage LLC
1362 U.S. Hwy 395 N, Gardnerville, NV 89410
8556175974
What Does a Mortgage Refinance Company in Gardnerville Cost?
Typical costs for a mortgage refinance in Nevada include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees around 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Gardnerville generally range from 2,000 to 5,000 dollars depending on the loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Gardnerville?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Nevada lenders also require a property appraisal to confirm the home value in Douglas County.
How long does a mortgage refinance take in Nevada?
A standard refinance in Nevada usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer in rural areas like Gardnerville.
Are there Nevada specific laws for mortgage refinancing?
Yes. Nevada Revised Statutes Chapter 645B regulates mortgage brokers and lenders. Borrowers have a three day right of rescission after signing for most refinances. Lenders must also disclose all fees upfront.