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Find Mortgage Refinance Companies Near You in Fernley, NV

Browse mortgage refinance companies serving Fernley, Nevada. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Fernley, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nevada before hiring.
Showing 6 mortgage refinance companies in Fernley, NV Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dollar Loan Center
1380 US Hwy 95A N #6, Fernley, NV 89408
7755752525
WaFd Bank
1480 US Highway 95A North, Fernley, NV 89408
7755757717
Silver Sage Realty Pros Inc
45 W Cedar St #150, Fernley, NV 89408
7753359962
Greater Nevada Credit Union
1510 E Newlands Dr, Fernley, NV 89408
7758822060
Greater Nevada Mortgage
1510 E Newlands Dr, Fernley, NV 89408
8005266999
Elise Cortes - Mortgage Advisor at Stanford Mortgage, Fernley
330 E Main St, Fernley, NV 89408
7758156590

A mortgage refinance company in Fernley Nevada helps homeowners replace their existing home loan with a new one. Nevada law requires lenders to provide clear loan estimates and follow strict disclosure rules under state statute NRS 645B. Local companies understand the Fernley real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Fernley Cost?

Typical costs for a mortgage refinance in Nevada include an origination fee of 0.5 percent to 1 percent of the loan amount, plus appraisal fees around 400 to 600 dollars, title insurance, and recording fees. Total closing costs often range from 2,000 to 5,000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Fernley?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Nevada lenders may also ask for a property appraisal to confirm your home value.
How long does a mortgage refinance take in Nevada?
A standard refinance in Nevada usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.