Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 18 mortgage refinance companies in Coeur d'Alene, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Planet Home Lending, LLC - Coeur d'Alene
2204 Ironwood Pl Suite B, Coeur d'Alene, ID 83814
2085445206
Guild Mortgage Company
101 W Ironwood Dr Suite 135, Coeur d'Alene, ID 83814
2086641925
BluPrint Home Loans - Rich Gega
311 Coeur D Alene Ave Ste D, Coeur d'Alene, ID 83814
9258521462
loanDepot
611 E Sherman Ave, Coeur d'Alene, ID 83814
2082542601
American Pacific Mortgage (NMLS #1544409)
1110 W Park Pl STE 208, Coeur d'Alene, ID 83814
2087580700
Evergreen Home Loans Coeur d’Alene NMLS 2476154
2005 Ironwood Pkwy # 220, Coeur d'Alene, ID 83814
2084876040
Micah Peterson | Fast And Easy Mortgage in Coeur d'Alene
610 Hubbard Ave STE 126, Coeur d'Alene, ID 83814
2082439695
At Home Lending
250 Northwest Blvd #103, Coeur d'Alene, ID 83814
2089560086
Summit Funding, Inc.
1900 Northwest Blvd #206, Coeur d'Alene, ID 83814
5093098202
Guild Mortgage - Scott Petersen
101 W Ironwood Dr Suite 135, Coeur d'Alene, ID 83814
2086641925
Guild Mortgage - Justin Petersen
101 W Ironwood Dr Suite 135, Coeur d'Alene, ID 83814
2086257658
Lake City Mortgage
1875 N Lakewood Dr Suite 102, Coeur d'Alene, ID 83814
2086018001
The Steve Novotny Team at Rate
1107 N 4th St Suite 202-204, Coeur d'Alene, ID 83814
2087713674
Ryan DeSchryver
1450 Northwest Blvd #101, Coeur d'Alene, ID 83814
2087551088
Lending House - Home Mortgages
1012 N 7th St, Coeur d'Alene, ID 83814
8584053626
Premier Mortgage Resources Coeur d'Alene
1450 Northwest Blvd #103, Coeur d'Alene, ID 83814
2086188029
Wallick & Volk, Inc. Coeur d'Alene
117 N 4th St #102, Coeur d'Alene, ID 83814
2086264200
All American Liberty Mortgage, Inc.
315 E Indiana Ave, Coeur d'Alene, ID 83814
2086673374
What Does a Mortgage Refinance Company in Coeur d'Alene Cost?
Typical costs for a mortgage refinance in Idaho include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees of 400 to 700 dollars and title insurance of 500 to 1500 dollars. Closing costs generally total 2 to 5 percent of the loan principal. These amounts can vary based on property value and lender policies. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Coeur d Alene?
You typically need pay stubs tax returns bank statements and a photo ID. Idaho lenders may also ask for a property appraisal. Requirements vary by lender and loan type.
How long does a mortgage refinance take in Idaho?
A standard refinance in Idaho usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. Your lender will provide a timeline estimate.
Are there Idaho specific laws for refinancing?
Idaho does not have a state specific refinance law but follows federal RESPA and TILA rules. Idaho law requires lenders to be licensed through the Nationwide Multistate Licensing System. Borrowers have a three day right of rescission after signing.