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Find Mortgage Refinance Companies Near You in Blackfoot, ID
Browse mortgage refinance companies serving Blackfoot, Idaho. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Blackfoot, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 8 mortgage refinance companies in Blackfoot, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
144 West Bridge St, Blackfoot, ID 83221
2087851671
ICCU
498 N Meridian St, Blackfoot, ID 83221
2084783300
Security Finance
1181 Parkway Dr, Blackfoot, ID 83221
2087854800
Lookout Credit Union
58 N Broadway St, Blackfoot, ID 83221
2082357100
WaFd Bank
280 W Judicial St, Blackfoot, ID 83221
2087852446
Elevated Financial of Blackfoot
1010 West Bridge St #H, Blackfoot, ID 83221
2087856663
Idaho AgCredit
188 W Judicial St, Blackfoot, ID 83221
2087851510
Title Financial Corporation
195 S Broadway St, Blackfoot, ID 83221
2087855511
Mortgage refinance companies in Blackfoot Idaho help homeowners lower their interest rate or change loan terms. Idaho law does not require a specific waiting period to refinance after purchase. Local lenders understand the Bingham County real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Blackfoot Cost?
Typical costs for a mortgage refinance in Idaho range from 2% to 5% of the loan amount. For a $200,000 loan this means $4,000 to $10,000 in closing costs. These costs include appraisal fees, title insurance, and lender origination fees. Costs vary by lender, loan amount, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Blackfoot Idaho?
You will need pay stubs, tax returns, bank statements, and a current mortgage statement. Idaho lenders may also ask for a property appraisal. Requirements vary by lender and loan type.
How long does a mortgage refinance take in Idaho?
A typical refinance in Idaho takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Your lender will provide a timeline estimate.
Are there Idaho specific rules for refinancing?
Idaho does not have a state specific refinance statute but follows federal lending laws. Idaho is a non judicial foreclosure state which can affect refinance timing if you are behind on payments. Always check with a local lender for current requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.