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Compare Mortgage Refinance Companies in Ketchum, ID

Looking for a mortgage refinance company in Ketchum? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Ketchum, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 6 mortgage refinance companies in Ketchum, ID Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sarah Uhlenhopp at Rate (NMLS #2025183)
131 Sun Vly Rd W Unit #201 Suite E, Ketchum, ID 83340
2086275995
Rate
131 Sun Vly Rd W Unit #201 Suite E, Ketchum, ID 83340
2082027805
Alpine Capital Mortgage
333 Main St S #207, Ketchum, ID 83340
2087265466
Eliza Buck-U.S. Bank Mortgage
111 N Main St, Ketchum, ID 83340
2085783667
Guild Mortgage Company
400 Sun Vly Rd E suite 205-j, Ketchum, ID 83340
2083090170
First Colony Mortgage Ketchum Branch
220 River St E Suite B, Ketchum, ID 83340
2089601996

Ketchum Idaho homeowners can work with a mortgage refinance company to lower their rate or change loan terms. Idaho law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Blaine County real estate market and can guide you through the process.

What Does a Mortgage Refinance Company in Ketchum Cost?

Typical costs for a mortgage refinance in Idaho range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, origination fees, and title insurance. Closing costs in Ketchum may be higher due to local market conditions. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Ketchum Idaho?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Idaho lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Idaho?
A typical refinance in Idaho takes 30 to 45 days from application to closing. Idaho law allows a three day rescission period after signing for most refinances.
Are there Idaho specific laws for mortgage refinancing?
Idaho does not have a state specific refinance statute but follows federal RESPA and TILA rules. Idaho law requires lenders to be licensed through the Nationwide Multistate Licensing System.