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Find Mortgage Refinance Companies Near You in Boise, ID

Looking for a mortgage refinance company in Boise? Review the directory below to compare your options.

14 agents listed
Updated May 2026
Boise, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 14 mortgage refinance companies in Boise, ID Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
7639 W Riverside Dr Suite 100, Boise, ID 83714
2083338220
PrimeLending, A PlainsCapital Company - Downtown Boise
950 W Bannock St #420, Boise, ID 83702
2085766981
Guild Mortgage - Joseph Pattee
1211 W Myrtle St #380, Boise, ID 83702
2084732182
Summit Mortgage Corporation, Bill Zimmerman/Larry Jansen and Ron Burress
4700 N Cloverdale Rd, Boise, ID 83713
2089390002
The Smith Team at CrossCountry Mortgage
12639 W Explorer Dr #175, Boise, ID 83713
2085635588
Castle & Cooke Mortgage-Suzi Boyle
512 N 13th St, Boise, ID 83702
2088593303
Josh D Murphy | Fairway Independent Mortgage Corporation Branch Manager
7639 W Riverside Dr Suite 100, Boise, ID 83714
2082838721
PACFI Home Loans
10332 W Ustick Rd, Boise, ID 83704
2088070370
Home Loans | Tucker Team | Benchmark Mortgage
2535 W State St, Boise, ID 83702
2082871705
Guild Mortgage - Kim Stastny
1211 W Myrtle St #380, Boise, ID 83702
2083338150
Guild Mortgage Company
1556 S Timesquare Ln Suite 200, Boise, ID 83709
2083210245
Jason Hennemuth - Powered by Future Mortgage
1401 S Robert St Suite 208, Boise, ID 83705
8587527983
Mortgage Professionals of Sun Valley, Inc.
800 W Main St #1460, Boise, ID 83702
2084049434
Big River Mortgage
10020 Fairview Ave Suite 201, Boise, ID 83704
2088610000

What Does a Mortgage Refinance Company in Boise Cost?

Typical costs for a mortgage refinance in Boise Idaho include an appraisal fee of 400 to 700 dollars loan origination fees of 0.5 to 1.5 percent of the loan amount and title insurance costs of 500 to 1,000 dollars. Third party fees like credit report and flood certification add 50 to 150 dollars. Idaho does not impose a state mortgage tax but you will pay county recording fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a home in Boise Idaho?
You typically need pay stubs tax returns bank statements and a recent mortgage statement. Idaho lenders may also require a property appraisal to confirm your home value in the Boise market.
How long does a mortgage refinance take in Idaho?
A standard refinance in Idaho usually takes 30 to 45 days from application to closing. Idaho law does not set a specific time limit but lenders must provide a Loan Estimate within three business days of your application.
Are there Idaho-specific fees for refinancing a mortgage?
Yes Idaho charges a recording fee for the new deed of trust which is typically around 30 to 50 dollars. You may also pay state transfer taxes and local recording fees that vary by county including Ada County for Boise.