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Find Mortgage Refinance Companies Near You in Trinity, FL

Directory of mortgage refinance companies in Trinity, Florida. Verify credentials with the state mortgage licensing authority before hiring.

6 agents listed
Updated May 2026
Trinity, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 6 mortgage refinance companies in Trinity, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CPF Mortgage
10710 FL-54 c101, Trinity, FL 34655
7272261040
Chissell Mortgage Group
1817 Cypress Brook Dr STE 104, Trinity, FL 34655
7273766900
The Mortgage Firm Trinity
2150 Seven Springs Blvd, Trinity, FL 34655
7279349348
Paramount Bank, Mortgage Branch
3600 Galileo Dr STE 102, Trinity, FL 34655
7277484689
Motto Mortgage Champions
11541 Trinity Blvd, Trinity, FL 34655
7278079398
Integrity Mortgage Group
1004 Ketzal Dr, Trinity, FL 34655
7275575958

Mortgage refinance companies in Trinity, Florida help homeowners adjust loan terms, lower rates, or access equity. Florida law requires lenders to provide a clear loan estimate within three business days of application. Local companies understand the Pasco County real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Trinity Cost?

Typical costs for a mortgage refinance in Florida include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Florida documentary stamp tax adds about 35 cents per 100 dollars of the new loan. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Trinity Florida?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. Florida law does not require additional state-specific documents beyond standard federal requirements.
How long does a mortgage refinance take in Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title search is needed.
Are there Florida-specific fees for refinancing a mortgage?
Florida charges a documentary stamp tax on the new loan amount, usually 35 cents per 100 dollars. There is also a recording fee for the new mortgage, which varies by county.