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Find Mortgage Refinance Companies in Atlantic Beach, FL
Directory of mortgage refinance companies in Atlantic Beach, Florida. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Atlantic Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 mortgage refinance companies in Atlantic Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kelsey Clowers at Prosperity Home Mortgage - Atlantic Beach
375 Atlantic Blvd #1, Atlantic Beach, FL 32233
9046164074
Truist Home Mortgage
363 Atlantic Blvd Suite 16, Atlantic Beach, FL 32233
9042413484
A mortgage refinance company in Atlantic Beach Florida can help you adjust your home loan terms or lower your interest rate. Florida law requires lenders to provide a Loan Estimate within three business days of your application. Local companies understand the unique property values and insurance costs in the Atlantic Beach area.
What Does a Mortgage Refinance Company in Atlantic Beach Cost?
Typical costs for a mortgage refinance in Florida range from 2 to 5 percent of the loan amount. This includes appraisal fees of 400 to 700 dollars, title search fees of 200 to 400 dollars, and lender origination fees of 1,000 to 3,000 dollars. Florida also charges documentary stamp taxes on the new loan which vary by county. These costs can be rolled into the new loan or paid at closing. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the first step to refinance a mortgage in Atlantic Beach Florida?
Contact a licensed mortgage refinance company to discuss your current loan and goals. They will review your credit score and home equity to determine your options. Florida law requires clear disclosure of all fees before you proceed.
How long does a mortgage refinance take in Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. The process includes appraisal, underwriting, and a three day rescission period after signing. Delays can occur if your property requires additional flood zone checks common in coastal areas like Atlantic Beach.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.