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Showing 4 mortgage refinance companies in Bartow, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HSL powered by AnnieMac Home Mortgage
1445 E Main St, Bartow, FL 33830
8636074663
Roost Lending, Inc
2387 EF Griffin Rd, Bartow, FL 33830
8632752202
Mortgage Lender of America
160 E Summerlin St #204, Bartow, FL 33830
9414057862
Stockton Mortgage, NMLS #8259
1410 E Georgia St Ste 100, Bartow, FL 33830
8637121704
What Does a Mortgage Refinance Company in Bartow Cost?
Typical costs for a mortgage refinance in Florida include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs often total 2 to 5 percent of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Bartow Florida?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida lenders also require a property appraisal. Gather these items before meeting with a refinance company.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or under review takes longer. Your refinance company can give you a more specific timeline.
Are there Florida specific rules for refinancing a homestead property?
Yes, Florida protects homestead properties from certain creditors under the Florida Constitution. However, refinancing does not affect this protection. You must still meet lender requirements and pay applicable recording fees.