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Find Mortgage Refinance Companies in Altamonte Springs, FL

Compare mortgage refinance companies in Altamonte Springs. Review contact information and insurance categorys before you decide.

14 agents listed
Updated May 2026
Altamonte Springs, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 14 mortgage refinance companies in Altamonte Springs, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Firm, Inc.
921 Douglas Ave, Altamonte Springs, FL 32714
4075393476
The Mortgage Firm Team Wilson - NMLS 281123
921 Douglas Ave #108, Altamonte Springs, FL 32714
3219729421
Contemporary Mortgage Services, Inc.
498 Palm Springs Dr STE 220, Altamonte Springs, FL 32701
4078343377
Homelendia Mortgage Group
940 Centre Cir Suite 1010, Altamonte Springs, FL 32714
4077535230
We Are Beyond A Bank
283 Cranes Roost Blvd UNIT 150, Altamonte Springs, FL 32701
4073533750
Just Mortgage Co
908 N SR 424, Altamonte Springs, FL 32714
4076175988
The Mortgage Firm Sam Dongilli - NMLS 291110
921 Douglas Ave #200, Altamonte Springs, FL 32714
4077929922
Amerifirst Home Mortgage Loan Center
217 N Westmonte Dr # 3033, Altamonte Springs, FL 32714
8666790155
Laura Meyers - The Mortgage Firm
921 Douglas Ave, Altamonte Springs, FL 32714
3219729438
Patriot Home Funding, Inc.
982 Douglas Ave STE 100, Altamonte Springs, FL 32714
4073895132
Dan O'Brien | Emerald Mortgage Partners
498 Palm Springs Dr Ste 138, Altamonte Springs, FL 32701
4074686429
Visto mortgage
656 Cortez Cir, Altamonte Springs, FL 32714
7868384946
GM MORTGAGE CENTER
805 Douglas Ave, Altamonte Springs, FL 32714
4072851040
Central Funding Inc. - Mortgage Broker Orlando
237 S Westmonte Dr #315, Altamonte Springs, FL 32714
2399893353

A mortgage refinance company in Altamonte Springs Florida helps homeowners adjust their loan terms or lower their interest rate. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local refinance services can guide you through the process and explain how Florida homestead exemption rules may affect your refinance decision.

What Does a Mortgage Refinance Company in Altamonte Springs Cost?

Typical costs for a mortgage refinance in Florida include an origination fee (0.5% to 1% of the loan amount), appraisal fee (USD 300 to USD 600), title search and insurance (USD 500 to USD 1,500), and recording fees (USD 30 to USD 100). Closing costs often total 2% to 5% of the loan principal. These costs can vary based on the lender, property value, and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Altamonte Springs Florida?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Florida lenders also require proof of homeowners insurance and a property appraisal. The exact list varies by lender and loan type.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal takes longer or if additional documentation is needed. Florida law does not set a specific time limit for the refinance process.
Are there Florida specific laws that affect mortgage refinancing?
Yes. Florida has a homestead exemption that protects your primary residence from certain creditors, but refinancing does not affect that exemption. Also, Florida does not have a state income tax, which can make refinancing more affordable compared to other states. Lenders must follow federal Truth in Lending Act rules as well.