ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in Temple Terrace, FL
Compare mortgage refinance companies in Temple Terrace. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Temple Terrace, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 mortgage refinance companies in Temple Terrace, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
8797 N 56th St, Temple Terrace, FL 33617
8139147662
Grow Financial Federal Credit Union: Temple Terrace Store
5250 E Busch Blvd, Temple Terrace, FL 33617
8008396328
OhmStar Home Lending LLC
7320 E Fletcher Ave, Temple Terrace, FL 33637
8889832543
SKM Mortgage LLC
101 Maroldy Dr, Temple Terrace, FL 33617
8134632323
PNC Mortgage
9300 N 56th St, Temple Terrace, FL 33617
8139856700
Mortgage refinance companies in Temple Terrace, Florida help homeowners lower their interest rates or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Temple Terrace residents can also benefit from Floridas homestead exemption rules when refinancing their primary residence.
What Does a Mortgage Refinance Company in Temple Terrace Cost?
Typical costs for a mortgage refinance in Florida range from 2% to 5% of the loan amount. This includes lender fees, appraisal fees, title insurance, and Florida documentary stamp taxes. For a $200,000 loan, costs might be between $4,000 and $10,000. However, some lenders offer no-closing-cost options with a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Temple Terrace Florida?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Florida lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Florida-specific fees for mortgage refinancing?
Yes, Florida charges documentary stamp taxes on the new loan amount. You may also pay recording fees and intangible tax. These costs vary by county and loan size.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Temple Terrace who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.