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Find Mortgage Refinance Companies Near You in Port St. Lucie, FL

Compare mortgage refinance companies in Port St. Lucie. Review contact information and insurance categorys before you decide.

19 agents listed
Updated May 2026
Port St. Lucie, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 19 mortgage refinance companies in Port St. Lucie, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Group One Mortgage Port St. Lucie
4007 SW Port St Lucie Blvd unit #3, Port St. Lucie, FL 34953
7724637750
Treasure Coast Mortgage : Emmett Dempsey
584 NW University Blvd Suite 711, Port St. Lucie, FL 34986
7726185058
Hightide Mortgage
1860 SW Fountainview Blvd, Port St. Lucie, FL 34986
5612629884
Pelagic Mortgage, Inc.
1860 SW Fountainview Blvd #100, Port St. Lucie, FL 34986
7723326070
Treasure Coast Home Loans
10380 SW Village Center Dr #109, Port St. Lucie, FL 34987
5612239347
RJ Hanke Innovative Mortgage Services Mortgage Broker for Home Loans FHA Mortgage 1st Time Home Buyer
10570 S U.S. Hwy 1 Suite 300, Port St. Lucie, FL 34952
7722612400
Be My Neighbor Mortgage
554 SE Port St Lucie Blvd, Port St. Lucie, FL 34984
7722286288
Hometown Financial Services
1380 SW Import Dr Suite 102, Port St. Lucie, FL 34953
7722526724
Cross Country Mortgage - Team Brackeen
11582 SW Vlg Pkwy PMB 1, Port St. Lucie, FL 34987
3167346856
The Lord's Process, LLC
By Appt. Only, 2538 SE West Blackwell Dr, Port St. Lucie, FL 34952
5618995899
Guild Mortgage - Gino Giandurco
1860 SW Fountainview Blvd Suite 109, Port St. Lucie, FL 34986
9542353416
Mortgage Masters Group of Total Mortgage Services, LLC.
481 SW Port St Lucie Blvd suite a, Port St. Lucie, FL 34953
7723404003
Port St. Lucie Mortgage Brokers, LLC
148 SE Whitmore Dr, Port St. Lucie, FL 34984
7726789488
Claire Financial Services - nmls 2167575
1680 SW Bayshore Blvd #104, Port St. Lucie, FL 34984
7722814515
Shirley Adams Financial Services, Inc.
8000 S U.S. Hwy 1 Suite # 302, Port St. Lucie, FL 34952
7726212485
Unity Mortgage, LLC
1680 St Lucie W Blvd #204, Port St. Lucie, FL 34986
5616356611
Jeff Germano – Port St. Lucie Loan Officer | Pelagic Mortgage
1860 SW Fountainview Blvd, Port St. Lucie, FL 34986
5182217262
Unified Mortgage
6546 NW Selvitz Rd, Port St. Lucie, FL 34983
7722225544
The Mortgage Works Inc
5502 NW Chapel Ct, Port St. Lucie, FL 34986
7726783400

Mortgage refinance companies in Port St. Lucie Florida help homeowners replace their existing home loan with a new one. These services can lower monthly payments or change loan terms. Under Florida law refinancing is subject to the same Truth in Lending Act disclosures as original mortgages and borrowers have a three day right of rescission for most refinances.

What Does a Mortgage Refinance Company in Port St. Lucie Cost?

Typical costs for a mortgage refinance in Florida include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title services of 500 to 1 500 dollars. Florida documentary stamp tax adds about 3.50 dollars per 1 000 dollars of the new loan. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Port St. Lucie?
You typically need recent pay stubs tax returns bank statements and a valid ID. Florida does not require a specific document list but lenders follow federal guidelines. Your company will request proof of income assets and property insurance.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal or title search takes longer. Florida law does not set a maximum time but lenders must provide a Loan Estimate within three business days.
Are there Florida specific fees for refinancing a mortgage?
Florida charges a documentary stamp tax on the new loan amount which is typically 0.35 percent of the principal. Recording fees and title insurance costs also apply. These fees vary by county and loan size.