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Find Mortgage Refinance Companies Near You in Palatka, FL
Looking for a mortgage refinance company in Palatka? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Palatka, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 15 mortgage refinance companies in Palatka, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
316 FL-19, Palatka, FL 32177
3863289515
VyStar Credit Union
510 State Rd 19 S, Palatka, FL 32177
3863283303
Lending Bear
701 Reid St, Palatka, FL 32177
3863288853
Gullett Title Inc
401 St Johns Ave, Palatka, FL 32177
3863285106
Ameris Bank
100 FL-19, Palatka, FL 32177
3863253770
Mariner Finance
308 FL-19, Palatka, FL 32177
3863298988
Ameris Bank
601 Reid St, Palatka, FL 32177
3863285154
Guaranty Title
213 N 4th St, Palatka, FL 32177
3863254576
OneMain Financial
835 FL-19, Palatka, FL 32177
3863281449
SouthState Bank
350 S State Rd 19, Palatka, FL 32177
3863285600
Farm Credit of Florida
309 N 2nd St, Palatka, FL 32177
3863282744
Michelle Calhoun - Mortgage Loan Officer
101 FL-19, Palatka, FL 32177
3522810669
New American Funding - Stone Keefauver
421 St Johns Ave ste 7, Palatka, FL 32177
3212956656
Bee Mortgage App
320 St Johns Ave suite 103, Palatka, FL 32177
8556261999
Gateway Mortgage Group
514 S Palm Ave Ste B, Palatka, FL 32177
3865307753
A mortgage refinance company in Palatka, Florida helps homeowners lower their interest rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies in Palatka understand the Putnam County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Palatka Cost?
Typical costs for a mortgage refinance in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 500 to 1,000 dollars. Closing costs in Palatka generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Palatka Florida?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of homeowners insurance. Florida lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. The process can be faster if you provide all required documents promptly.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.