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Compare Mortgage Refinance Companies in Oviedo, FL
Looking for a mortgage refinance company in Oviedo? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Oviedo, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 14 mortgage refinance companies in Oviedo, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mid Florida Mortgage Professionals
235 S Central Ave, Oviedo, FL 32765
3212968218
Synergy Mortgage Powered by The Mortgage Firm
1984 Alafaya Trail #1014, Oviedo, FL 32765
4073591255
Redefine Home Loans
7560 Red Bug Lake Rd STE 2030, Oviedo, FL 32765
3214419391
Julia Bell - Movement Mortgage
3208 W State Rd 426, Oviedo, FL 32765
3213031737
Trustco Bank
1875 County Rd 419, Oviedo, FL 32765
4073651145
Knights Mortgage LLC
897 City Walk Ln, Oviedo, FL 32765
8335614487
The Goldberg Team at CrossCountry Mortgage
2637 W State Rd 426 #1001, Oviedo, FL 32765
3215598634
Patrick McDaniel, Movement Mortgage
59 Alafaya Woods Blvd, Oviedo, FL 32765
4077167728
Florida Mortgage Providers
2101 Amador Pl, Oviedo, FL 32765
4079631151
Shane Donahoo
3208 W State Rd 426 #1000, Oviedo, FL 32765
8655918562
Mortgage, Bank of America
1555 E Mitchell Hammock Rd, Oviedo, FL 32765
4078076341
Gregory Mortgage Group, LLC
2371 Chapman Reserve Ct, Oviedo, FL 32765
4076978596
Mid Florida Mortgage
68 Graham Ave, Oviedo, FL 32765
8005000694
Movement Mortgage
3208 W State Rd 426 Suite 2060, Oviedo, FL 32765
8773141499
Mortgage refinance companies in Oviedo Florida help homeowners adjust their loan terms or lower their interest rates. Florida law requires lenders to provide a Loan Estimate within three business days of receiving your application. This gives you clear cost details before you commit to a refinance.
What Does a Mortgage Refinance Company in Oviedo Cost?
Typical costs for refinancing a mortgage in Florida include an origination fee of 0.5 to 1.0 percent of the loan amount, plus appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs in Florida often total 2 to 5 percent of the loan principal. These amounts vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Oviedo?
The refinance process in Florida usually takes 30 to 45 days from application to closing. This timeline can vary based on your lender and property appraisal. Florida law does not set a specific maximum time for completion.
Do I need a home appraisal to refinance in Oviedo Florida?
Most lenders require a home appraisal to determine your propertys current value. Florida law does not waive this requirement for standard refinances. An appraisal helps the lender confirm you have enough equity.
Are there Florida specific rules for refinancing a homestead property?
Yes, Florida protects homestead properties from certain creditors under Article X of the state constitution. Refinancing your homestead does not change this protection. However, you must still meet lender requirements for income and credit.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.