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Compare Mortgage Refinance Companies in New Smyrna Beach, FL
Looking for a mortgage refinance company in New Smyrna Beach? Review the directory below to compare your options.
14 agents listed
Updated May 2026
New Smyrna Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 14 mortgage refinance companies in New Smyrna Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
435 Canal St Suite 200 & 201, New Smyrna Beach, FL 32168
3866907278
Lori Young at CrossCountry Mortgage
318 Palmetto St, New Smyrna Beach, FL 32168
6144779110
Guild Mortgage - Logan Roche
207 Live Oak St, New Smyrna Beach, FL 32168
4075641870
Certified Mortgage Planners, New Smyrna Beach
435 Canal St ste 207, New Smyrna Beach, FL 32168
4074669664
Acrisure Mortgage, LLC
3502 S Atlantic Ave, New Smyrna Beach, FL 32169
8664132563
Guild Mortgage Company
207 Live Oak St, New Smyrna Beach, FL 32168
3864784811
PNC Mortgage
2230 FL-44, New Smyrna Beach, FL 32168
3864231474
Regions Mortgage
1300 S Atlantic Ave, New Smyrna Beach, FL 32169
8007344667
Donna Snow - Regions Mortgage Loan Officer
900 N Dixie Fwy, New Smyrna Beach, FL 32168
3862149720
Artie Mitchell - Mortgage Loan Officer
1811 FL-44, New Smyrna Beach, FL 32168
9142626601
Mortgage refinance companies in New Smyrna Beach Florida help homeowners lower their interest rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Volusia County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in New Smyrna Beach Cost?
Typical costs for a mortgage refinance in Florida include an appraisal fee of 400 to 700 dollars lender origination fees of 0.5 to 1 percent of the loan amount and title insurance of 500 to 1500 dollars. Third party costs like credit report fees and recording fees add 100 to 300 dollars. Total closing costs often range from 2000 to 5000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in New Smyrna Beach?
You typically need recent pay stubs tax returns bank statements and a photo ID. Florida lenders also require a property appraisal to confirm home value. Gather these items before you apply to speed up the process.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer. Your loan officer will provide a timeline estimate.
Are there Florida specific rules for refinancing a homestead property?
Yes Florida homestead property has special protections under Article X Section 4 of the state constitution. Refinancing does not affect your homestead exemption for property taxes. However you must sign documents confirming the property is your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.