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Find Mortgage Refinance Companies in Middleburg, FL

Browse mortgage refinance companies serving Middleburg, Florida. Contact information and addresses listed below.

4 agents listed
Updated June 2026
Middleburg, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 4 mortgage refinance companies in Middleburg, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
VyStar Credit Union
1768 Blanding Blvd, Middleburg, FL 32068
(904) 594-5657 vystarcu.org
The Herd Lending
14 Swimming Pen Dr, Middleburg, FL 32068
(954) 304-2763 theherdlending.com
MiMortgage - Jacksonville
1635 Farm Way STE 401, Middleburg, FL 32068
(904) 269-5992 mimortgageloan.com
PNC Mortgage
2380 Blanding Blvd, Middleburg, FL 32068
(904) 564-8160 pnc.com

What Does a Mortgage Refinance Company in Middleburg Cost?

Typical costs for a mortgage refinance in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs around $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This information is general and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Middleburg Florida?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there Florida specific rules for mortgage refinancing?
Yes, Florida law requires a three day right of rescission for most refinances on your primary home. This gives you time to cancel the loan without penalty after signing.

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