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Find Mortgage Refinance Companies Near You in Gainesville, FL
Browse mortgage refinance companies serving Gainesville, Florida. Contact information and addresses listed below.
17 agents listed
Updated May 2026
Gainesville, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 17 mortgage refinance companies in Gainesville, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
7520 W University Ave Suite B1, Gainesville, FL 32607
3525052722
Hometown Mortgage Services LLC
5618 NW 43rd St Suite B, Gainesville, FL 32653
3522221135
Anthony Cerrud at CrossCountry Mortgage
2441 NW 43rd St Suite 1B, Gainesville, FL 32606
7867211825
My Nice Mortgage
240 NW 76 Dr D, Gainesville, FL 32607
3522220417
Evergreen Home Loans Gainesville NMLS 2776794
1449 SW 74th Dr Office 242, Gainesville, FL 32607
3524480522
Coker Mortgage Group
4110 NW 37th Pl STE C, Gainesville, FL 32606
9045561906
Patriot Lending Group, LLC
4915 NW 43rd St, Gainesville, FL 32606
3523632882
Sue Albritton Landmark Mortgage Planners
2790 NW 43rd St Suite 200, Gainesville, FL 32606
3526817281
Bee Mortgage App
747 SW 2nd Ave Ste 190, Gainesville, FL 32601
8556261999
Byron Zonin at CrossCountry Mortgage (NMLS #728812)
2441 NW 43rd St Suite 1B, Gainesville, FL 32606
4432775386
Mortgage refinance companies in Gainesville Florida help homeowners lower their interest rates or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand Alachua County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Gainesville Cost?
Typical costs for a mortgage refinance in Florida range from 2% to 5% of the loan amount. For a 200,000 dollar loan, closing costs may be 4,000 to 10,000 dollars. These costs include appraisal fees, title insurance, and lender origination fees. Some lenders offer no closing cost options but charge a higher interest rate. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Gainesville?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Florida specific rules for refinancing a homestead property?
Yes. Florida homestead property is protected from creditors under Article X of the Florida Constitution. Refinancing does not affect this protection, but you must sign new loan documents.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.