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Compare Mortgage Refinance Companies in Florida City, FL
Compare mortgage refinance companies in Florida City. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Florida City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 mortgage refinance companies in Florida City, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
33390 S Dixie Hwy, Florida City, FL 33034
3052426995
Only Mortgages
420 NW 12th Ave, Florida City, FL 33034
7868305715
Mortgage refinance companies in Florida City help homeowners lower their interest rates or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the unique property values and insurance costs in South Florida.
What Does a Mortgage Refinance Company in Florida City Cost?
Typical costs for a mortgage refinance in Florida City include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,000 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Florida City?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida law also requires a property appraisal to confirm the home value.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer than expected.
Are there Florida specific rules for refinancing a homestead property?
Yes. Florida protects homestead properties from most creditors. When refinancing, the lender must follow state rules on recording the new mortgage and ensuring the homestead exemption status is updated.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.