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Mortgage Refinance Companies in Dunedin, FL

Compare mortgage refinance companies in Dunedin. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
Dunedin, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 3 mortgage refinance companies in Dunedin, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgages By Sean McManamon - Mortgage Loan Consultant
2323 Curlew Rd, Dunedin, FL 34698
(727) 639-5968 mortgagesbysean.com
Mortgage Pro - Mary King
1980 Summit Dr, Dunedin, FL 34698
(727) 647-0769 marykingonline.com
Regions Mortgage
1042 Main St, Dunedin, FL 34698
(800) 734-4667 regions.com

A mortgage refinance company in Dunedin Florida can help you lower your rate or change your loan term. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local Dunedin homeowners often refinance to take advantage of changing interest rates or to switch from an adjustable to a fixed rate mortgage.

What Does a Mortgage Refinance Company in Dunedin Cost?

Typical costs for a mortgage refinance in Dunedin Florida include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title insurance costing 500 to 1,500 dollars. Florida documentary stamp tax adds about 3.50 dollars per 1,000 dollars borrowed. These costs can be paid upfront or rolled into the new loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Dunedin Florida?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. Florida law does not require a specific document set, but most lenders ask for proof of income and assets.
How long does a mortgage refinance take in Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title search takes longer. Florida law allows a three-day rescission period after closing for most refinances.
Are there Florida-specific fees for refinancing a mortgage?
Yes, Florida charges documentary stamp taxes on the new loan amount at a rate of 0.35 per 100 dollars. There may also be recording fees and title insurance costs. These fees vary by county and loan size.

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