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Mortgage Refinance Companies in Cooper City, FL

Looking for a mortgage refinance company in Cooper City? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Cooper City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 mortgage refinance companies in Cooper City, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Premier Lending Corp
12399 SW 53rd St #104, Cooper City, FL 33330
9548408811
Loans By Akky | KL7 Lending
11665 SW 59th Ct, Cooper City, FL 33330
7544001956
Joseph A Gonzales Mortgage Loan Originator
9816 SW 57th St, Cooper City, FL 33328
7542016253
American Hero Mortgage
12323 SW 55th St #1002, Cooper City, FL 33330
7542024376
Chase Mortgage
5500 S Flamingo Rd, Cooper City, FL 33330
9544348400

A mortgage refinance company in Cooper City Florida helps homeowners replace their existing home loan with a new one. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Cooper City real estate market and can guide you through the process.

What Does a Mortgage Refinance Company in Cooper City Cost?

Typical costs for a mortgage refinance in Florida include lender origination fees of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Florida documentary stamp tax adds roughly 3.50 dollars per 1,000 dollars borrowed. Other costs may include credit report fees and recording fees. This information is general and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Cooper City Florida?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida law also requires a property appraisal to confirm the home value. Your lender will give you a full list based on your situation.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Florida does not have a specific statutory timeline for refinances, but lenders must follow federal Truth in Lending Act rules. Delays can happen if documents are incomplete.
Are there Florida-specific fees for refinancing?
Yes, Florida charges a documentary stamp tax on the new mortgage note. This tax is about 0.35 percent of the loan amount. You may also pay recording fees and title insurance. These costs are in addition to lender fees.