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Compare Mortgage Refinance Companies in Cape Coral, FL

Compare mortgage refinance companies in Cape Coral. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Cape Coral, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 mortgage refinance companies in Cape Coral, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Easy Mortgage LLC & Easy Title and Escrow LLC - Cape Coral
618 SW 3rd St Suite 160/170, Cape Coral, FL 33991
2392438408
Fairview Lending - Home Mortgages
1425 Del Prado Blvd S, Cape Coral, FL 33990
2398291543
Mortgage 1
4421 SE 15th Ave, Cape Coral, FL 33904
2394713696
American Mortgage Solutions, Mortgage Broker in Cape Coral, FL
3046 Del Prado Blvd S suite 1 b, Cape Coral, FL 33904
2397668344
Island Coast Mortgage
3013 Del Prado Blvd S #2, Cape Coral, FL 33904
2392147011
Premier Mortgage Consultants
2534 SE Santa Barbara Pl ste. 201, Cape Coral, FL 33904
2395428800
All In One Mortgage Lenders
2311 SW 31st St, Cape Coral, FL 33914
2394406349
KP Mortgage, your favorite lender.
3046 Del Prado Blvd S, Cape Coral, FL 33904
2398419611
Edison Mortgage and Associates
1325 SE 47th St Suite F-3, Cape Coral, FL 33904
2396334663
Guild Mortgage - Mike Schwartz
1222 SE 47th St Suites 203, 204, Cape Coral, FL 33904
2399706624
Divine Mortgage Group
618 SW 3rd St Suite 140, Cape Coral, FL 33991
8885773177
Easy Mortgage LLC - Massiel Ruiz
618 SW 3rd St suite 160, Cape Coral, FL 33993
2395953819
Dream Team Mortgage
19 Del Prado Blvd N # 2, Cape Coral, FL 33909
7863017443
Odom Mortgage
4924 Vincennes St #2, Cape Coral, FL 33904
2399009001
Guild Mortgage Company
1214-1222 SE 47th St #205, Cape Coral, FL 33904
2398266400
Genesis Lending Group
11600 Bridle Ln, Cape Coral, FL 33991
2392064872
Barrett Financial Group, Cape Coral - Ray Stevens NMLS 177825
1222 SE 47th St Suite C1, Cape Coral, FL 33904
2393131003
Corey Blumer - Home Loans
5785 Cape Harbour Dr Suite 201, Cape Coral, FL 33914
2392188148
Lending Hand Mortgage - Cape Coral Office
1222 SE 47th St #415, Cape Coral, FL 33904
2392341464
Edison Mortgage, Inc
1325 SE 47th St, Cape Coral, FL 33904
2398264493

Mortgage refinance companies in Cape Coral Florida help homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application, giving you clear cost details upfront.

What Does a Mortgage Refinance Company in Cape Coral Cost?

Typical costs for a mortgage refinance in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs often total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Cape Coral?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Florida specific rules for refinancing a homestead property?
Yes. Florida homestead properties have special protections under state law. You cannot waive homestead exemption through a refinance, and lenders must follow Florida statutes on foreclosure and equity rights.