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Find Mortgage Refinance Companies Near You in Upland, CA
Browse mortgage refinance companies serving Upland, California. Contact information and addresses listed below.
16 agents listed
Updated May 2026
Upland, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 16 mortgage refinance companies in Upland, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Full Circle Home Loans
99 E C St #206, Upland, CA 91786
9099850088
TDR Mortgage - Teresa Tims
188 D St, Upland, CA 91786
9099203500
Brian Wiesner - Senior Mortgage Advisor
1241 E 16th St, Upland, CA 91784
9092037404
Dan Beutter, Mortgage Broker NMLS #1355245
1241 E 16th St, Upland, CA 91784
9098518182
House of Loans
388 E Foothill Blvd, Upland, CA 91786
9492913570
Tri-Star Home Loans - Cary McCaslin
2335 Foothill Blvd #5, Upland, CA 91786
9099317710
ClosingMark Home Loans
1223 W Foothill Blvd, Upland, CA 91786
9099460897
Gary Schwary at Rate (NMLS #258980)
1223 W Foothill Blvd, Upland, CA 91786
9098161141
Colonial Mortgage
322 N Mountain Ave, Upland, CA 91786
6262098548
Spinnaker Loans
123 E 9th St #301, Upland, CA 91786
9095638612
ALLIED EQUITY
400 N Mountain Ave #223, Upland, CA 91786
9099329226
Axos Lending
164 N 2nd Ave, Upland, CA 91786
8778902967
Rate
1223 W Foothill Blvd, Upland, CA 91786
9097860033
Good Life Lending
555 N Benson Ave, Upland, CA 91786
6266813844
Scott Linton - Osprey Mortgage
239 N Euclid Ave, Upland, CA 91786
9092611606
Happy Investments, Inc. Upland CA
1232 E 13th St #102, Upland, CA 91786
9093774794
Mortgage refinance companies in Upland California help homeowners lower their interest rates or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local Upland residents often refinance to take advantage of falling rates or to switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Upland Cost?
Typical costs for refinancing in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs usually total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Upland California?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. California lenders also require a property appraisal to confirm home value. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in California?
Most refinances in California close in 30 to 45 days. The timeline depends on the lender workload and your responsiveness. California law gives you a three day right of rescission after signing to cancel the loan.
Are there prepayment penalties for refinancing in California?
California law generally prohibits prepayment penalties on loans over 500,000 dollars. For smaller loans, penalties are limited to the first three years of the loan term. Always ask your lender about any fees before signing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.