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Mortgage Refinance Companies in Arroyo Grande, CA

Directory of mortgage refinance companies in Arroyo Grande, California. Verify credentials with the state state mortgage licensing authority before hiring.

13 agents listed
Updated June 2026
Arroyo Grande, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 13 mortgage refinance companies in Arroyo Grande, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Mortgage: Michael Hahlbeck, Mortgage Broker NMLS #323143
701 E Grand Ave, Arroyo Grande, CA 93420
(805) 550-4287 marinermortgage.net
EquityReach Mortgage Solutions
1303 E Grand Ave #111, Arroyo Grande, CA 93420
(805) 202-2100 equityreach.com
Sure Mortgage Solutions
124 S Halcyon Rd # B, Arroyo Grande, CA 93420
(805) 489-1257 apmortgage.com
Pacific Coast Mortgage Group Inc.
136 Bridge St Suite B, Arroyo Grande, CA 93420
(805) 478-3540 sharonnevitthomeloans.com
Taylor Nevitt Pacific Coast Mortgage Group Inc.
136 Bridge St Suite B, Arroyo Grande, CA 93420
(805) 260-8177 taylornevitthomeloans.com
Cilisa James - Pacific Coast Mortgage Group Inc.
136 Bridge St SUITEB, Arroyo Grande, CA 93420
(951) 445-9018
Mortgage, Bank of America
200 W Branch St, Arroyo Grande, CA 93420
(805) 316-7275 bankofamerica.com
O'C Home Loans
1248 E Grand Ave Suite E, Arroyo Grande, CA 93420
(805) 459-1547 howzemortgage.com
Mariner Mortgage
701 E Grand Ave, Arroyo Grande, CA 93420
(805) 489-6802 marinermortgage.net
Reverse Mortgage
1248 E Grand Ave, Arroyo Grande, CA 93420
(805) 459-1547 howzemortgage.com
US Bank Mortgage
1230 E Grand Ave Arroyo, Arroyo Grande, CA 93420
(800) 872-2657 usbank.com
Chase Home Lending
1242 E Grand Ave, Arroyo Grande, CA 93420
(979) 574-1558 homelendingadvisor.chase.com
Envoy Mortgage - Arroyo Grande, CA
1174 E Grand Ave, Arroyo Grande, CA 93420
(805) 944-1733 envoymortgage.com

Mortgage refinance companies in Arroyo Grande, California help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the specific property values and market conditions of San Luis Obispo County.

What Does a Mortgage Refinance Company in Arroyo Grande Cost?

Typical costs for refinancing a mortgage in California range from 2% to 5% of the loan amount. This includes lender fees, appraisal fees, title insurance, and escrow charges. For a $500,000 loan, expect $10,000 to $25,000 in total costs. Some lenders offer no closing cost options but charge a higher interest rate. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Arroyo Grande?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in California?
Most refinances close in 30 to 45 days. California law gives you a three day right of rescission after signing, which adds a short delay.
Are there California specific fees for refinancing?
Yes, California charges a documentary transfer tax on the new loan amount. You may also pay recording fees and a county property tax proration.

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