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Find Mortgage Refinance Companies in American Canyon, CA
Looking for a mortgage refinance company in American Canyon? Review the directory below to compare your options.
2 agents listed
Updated May 2026
American Canyon, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage refinance companies in American Canyon, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Redwood Credit Union
406 Napa Junction Rd Suite 126, American Canyon, CA 94503
7075454000
Del Sur Mortgage
3860 Broadway #103, American Canyon, CA 94503
7072659006
A mortgage refinance company in American Canyon California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of application. Local refinance companies can guide you through options like rate-and-term or cash-out refinancing.
What Does a Mortgage Refinance Company in American Canyon Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, plus appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Third-party fees like escrow and recording may add 500 to 1,000 dollars. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a home in American Canyon?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. California law also requires a signed application disclosure within three days of applying.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title search is needed.
Can I refinance if I have a second mortgage on my home in American Canyon?
Yes, you can refinance with a second mortgage, but the new loan must pay off both debts. California law allows for a combined loan-to-value ratio up to 80 percent in many cases.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.