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Find Mortgage Refinance Companies Near You in Alhambra, CA
Directory of mortgage refinance companies in Alhambra, California. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Alhambra, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 mortgage refinance companies in Alhambra, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Uni First Investment, Inc.
Office building, 801 S Garfield Ave UNIT 308, Alhambra, CA 91801
Mortgage refinance companies in Alhambra, California help homeowners replace their existing home loan with a new one, often to lower the interest rate or change the loan term. California law requires lenders to provide a Loan Estimate within three business days of receiving a loan application, giving borrowers clear cost details. Alhambra residents may benefit from local knowledge of property values and market trends in the San Gabriel Valley.
What Does a Mortgage Refinance Company in Alhambra Cost?
Typical costs for a mortgage refinance in California range from 2% to 6% of the loan amount. This includes lender fees, appraisal fees (usually $400 to $700), title insurance, and recording fees. For a $500,000 loan, total costs might be between $10,000 and $30,000. Some lenders offer no-closing-cost options, but these often come with a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Alhambra?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal to confirm the home value. Having these ready can speed up the process.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed. California law does not set a specific time limit, but lenders must provide timely updates.
Are there California-specific rules for refinancing a home?
Yes, California has anti-predatory lending laws that limit high-cost loans and require full disclosure of fees. Borrowers also have a three-day right of rescission after signing, meaning you can cancel the refinance for any reason within three business days. This right does not apply to purchase loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.