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Find Mortgage Refinance Companies Near You in Tustin, CA

Browse mortgage refinance companies serving Tustin, California. Contact information and addresses listed below.

20 agents listed
Updated June 2026
Tustin, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 mortgage refinance companies in Tustin, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Equinox Home Financing, Inc.
17291 Irvine Blvd Ste 400, Tustin, CA 92780
(888) 505-8960 equinoxfinance.com
Active Link, Inc.
15991 Red Hill Ave #200, Tustin, CA 92780
(949) 681-5004 activelinkmortgage.com
American Financial Network, Inc.
15991 Red Hill Ave, Tustin, CA 92780
(949) 877-3257 afncorp.com
Santiago Financial, Inc. | Manufactured & Mobile Home Loans
161 Fashion Ln STE 206, Tustin, CA 92780
(714) 731-8080 santiagofinancial.com
Red White & Blue Lending
2522 Chambers Rd Suite 106, Tustin, CA 92780
(949) 679-6680 rwblending.com
Ameritrust Mortgage Corporation
17341 Irvine Blvd, Tustin, CA 92780
(888) 499-9060 ameritrust-mortgage.com
Express Capital
2512 Chambers Rd Ste 209, Tustin, CA 92780
(949) 751-6940 explending.com
Bill Daniels Quantum Lending Corp.
1432 Edinger Ave, Tustin, CA 92780
(714) 783-0610 billtdaniels.com
Hanover Mortgage Company , DBA Hanover MC
2522 Chambers Rd, Tustin, CA 92780
(714) 838-1474 hanovermc.com
TransUnited Financial Services
17341 Irvine Blvd, Tustin, CA 92780
(714) 477-1812 tunited.net
Future First Lending
100 W Main St #11, Tustin, CA 92780
(949) 617-0239 futurefirstlending.com
1st Reliant Home Loans Inc.
3002 Dow Ave #202, Tustin, CA 92780
(844) 300-3020
loanDepot:John Davis
17822 17th St Ste 300, Tustin, CA 92780
(714) 421-1886 loandepot.com
The Loan House, LLC
250 El Camino Real #111, Tustin, CA 92780
(800) 933-5146 theloanhouse.com
LoanRx
222 Fashion Ln Ste 105, Tustin, CA 92780
(949) 233-5603 theloanrx.com
OC Home Loans and Finance
17461 Irvine Blvd Suite S, Tustin, CA 92780
(949) 422-8694 ochloans.com
Melissa Morton @ loanDepot
17822 17th St Ste 300, Tustin, CA 92780
(714) 715-1102 loandepot.com
Professional Mortgage
17291 Irvine Blvd #262, Tustin, CA 92780
(714) 436-9990 gopromortgage.com
William "Rick Dale" West Capital Lending
202 Fashion Ln # 223, Tustin, CA 92780
(720) 800-6155 westcapitallending.com
Independent Funding Group
202 Fashion Ln UNIT 106, Tustin, CA 92780
(714) 931-3541 independentfundinggroup.net

A mortgage refinance company in Tustin California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies can guide you through state-specific rules like the Homeowner Bill of Rights which limits certain foreclosure practices during refinancing.

What Does a Mortgage Refinance Company in Tustin Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5 percent to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Third party fees for credit reports and recording can add 100 to 500 dollars. Total closing costs often range from 2,000 to 6,000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a home in Tustin?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a signed application and a property appraisal to determine current home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed.
Are there California laws that protect me during refinancing?
Yes. The California Homeowner Bill of Rights restricts dual tracking, which means a lender cannot foreclose while you are actively applying for a loan modification or refinance. You also have a three day right to rescind after closing for most refinances.

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