Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 mortgage refinance companies in Truckee, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home Loans with Vic & Jen
12277 Soaring Way #107, Truckee, CA 96161
5305829992
Guild Mortgage - Katie Rice
11050 Pioneer Trail #201, Truckee, CA 96161
5305829991
Guild Mortgage - Chelsy Delia
11050 Pioneer Trail #201, Truckee, CA 96161
5305829991
Academy Mortgage
12242 Business Park Dr suite 2, Truckee, CA 96161
5307631326
Sierra Mountain Mortgage Inc
10098 Jibboom St # 201, Truckee, CA 96161
5305873277
Guild Mortgage Company
11050 Pioneer Trail #201, Truckee, CA 96161
5305829991
US Bank Mortgage
10995 Donner Pass Rd, Truckee, CA 96161
8008722657
Summit Mortgage
10095 Dorchester Dr STE F, Truckee, CA 96161
5305826950
Finance of America Mortgage LLC
11500 Donner Pass Rd, Truckee, CA 96161
9167891688
O'Dette Mortgage Group
11209 Brockway Rd c203, Truckee, CA 96161
5305823345
Sierra Pacific Mortgage
10075 W River St # 203, Truckee, CA 96161
9168506014
Chase Home Lending
11260 Donner Pass Rd c8, Truckee, CA 96161
9259973652
What Does a Mortgage Refinance Company in Truckee Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $1,000 to $2,500. Third party costs like recording fees and credit report fees add $100 to $500. These amounts vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Truckee?
You typically need pay stubs, tax returns, bank statements, and a property appraisal. California lenders may also ask for proof of homeowners insurance and a valid photo ID.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there California specific rules for refinancing a second home in Truckee?
Yes. California law requires lenders to follow the same disclosure rules for second homes as for primary residences. You must receive a Loan Estimate and Closing Disclosure at least three business days before closing.