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Compare Mortgage Refinance Companies in Temecula, CA

Browse mortgage refinance companies serving Temecula, California. Contact information and addresses listed below.

18 agents listed
Updated June 2026
Temecula, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 18 mortgage refinance companies in Temecula, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kelly Manderscheid at Rate (NMLS #273420)
43053 Margarita Rd STE B107, Temecula, CA 92592
(951) 453-5231 rate.com
Taylor Loop - Modern Lending
28999 Old Town Front St Suite 103, Temecula, CA 92590
(951) 809-6452 modernteam.com
Modern Lending
28999 Old Town Front St Suite 103, Temecula, CA 92590
(844) 466-3376 modernloans.com
Dave Medina - The Alevate Group / CMG Home Loans
28780 Single Oak Dr STE 250, Temecula, CA 92590
(951) 858-4761 alevategroup.com
Vintage Mortgage Firm
41911 5th St STE 300, Temecula, CA 92590
(951) 695-0901 vintagemortgagefirm.com
Christian Dahlin- Patriot Pacific Financial
41951 Remington Ave STE 240, Temecula, CA 92590
(949) 680-7853
Fairway Independent Mortgage Corporation
1 Ridgegate Suite 115, Temecula, CA 92590
(951) 365-2840
Mike Vasquez, Mortgage Broker
28693 Old Town Front St Suite 400-D, Temecula, CA 92590
(951) 204-7296 downtownfinancialgroup.com
Oodle Loans - Residential / Commercial Mortgages
43300 Business Park Dr Suite 207, Temecula, CA 92590
(949) 355-7777 oodleloans.co
Laurie Allen at Franklin Loan Center
41607 Margarita Rd STE 102, Temecula, CA 92591
(951) 203-4660 franklinloancenter.com
James Gross at Franklin Loan Center
41607 Margarita Rd STE 102, Temecula, CA 92591
(951) 760-8169 jamesgross.net
ABLE Mortgage
41923 2nd Street suite 203, Temecula, CA 92590
(951) 899-0009 ablemortgage.com
Southern California Funding
43015 Black Deer Loop, Temecula, CA 92590
(951) 676-9640
Top Gun Homes & Loans - Miguel Carrasco
28364 Vincent Moraga Dr suite a, Temecula, CA 92590
(858) 245-6718 topgunhomesandloans.com
Eagle Platinum Mortgage
43950 Margarita Rd Ste E, Temecula, CA 92592
(800) 763-7154 ext. 3 eagleplatinummortgage.com
N/A
41923 2nd St STE 203, Temecula, CA 92590
(949) 484-5180
Happy Investments, Inc. Temecula Ca
33353 Temecula Pkwy Ste. 104-354C, Temecula, CA 92592
(951) 428-3289 happyinvestmentsinc.com
Total Mortgage Temecula, CA NMLS #2610719
41877 Enterprise Cir N ste 234, Temecula, CA 92590
(858) 224-3231 totalmortgage.com

Mortgage refinance companies in Temecula California help homeowners lower their interest rates or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. This directory connects you with local professionals who understand the Temecula real estate market and state regulations.

What Does a Mortgage Refinance Company in Temecula Cost?

Typical costs for a mortgage refinance in California range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars and origination fees of 0.5 to 1 percent. Third party costs like title insurance and recording fees add 1,000 to 2,500 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Temecula?
You typically need recent pay stubs tax returns bank statements and a valid ID. California lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three-day rescission period after signing final documents.
Are there California specific rules for refinancing?
Yes California requires lenders to disclose all fees in a Loan Estimate and a Closing Disclosure. The state also limits prepayment penalties on most loans to the first three years.

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